Online application for a loan at a Devon bank cash loan. Devon loan loan Devon loan online cash application

Devon Credit Bank provides all banking services, including lending to the population. For individuals, there are several loan programs, from which you can choose something.

This bank is not as popular as Sberbank or VTB24, but this does not mean that favorable lending conditions cannot be found here. The main thing is to decide on the required amount and estimate how much of the loan you can afford to repay.

In this article, we will consider the offers of Devon Credit Bank for individuals, how profitable are they?

Private lending

Consumers can take out a loan for their own needs. Of course, most people study the offers of leading banks, because. they are heard all the time. Thanks to good and frequent advertising, a positive impression is formed in the minds of consumers about the banks they hear about more often.

However, this does not mean that you will not find a profitable offer in small commercial banks. You just need to search more carefully.

For individuals, Devon Credit Bank provides loan offers intended for the purchase of a car, real estate, and indeed for any own needs.

Let's analyze these offers of the bank in more detail.

Loan conditions without collateral

Anyone can take a loan for any purpose, while the following lending conditions will be available to him:

The amount of the loan is calculated individually, based on the data on the solvency of the potential borrower.
Tariff: 13 - 15.5% per annum
The period allotted for repayment of the debt obligation: up to 61 months.
Credit funds are issued in Russian rubles
Consideration of the application: 3 - 5 working days

It should be noted that the tariff of this credit program is very tempting. Not every bank, especially a small one, can offer such conditions.

The advantage of this loan program is the absence of a report to the bank for the money spent.

Requirements for borrowers

Among the requirements of this bank are the following:

These are the basic requirements of the bank. But it is worth noting that the bank provides for an age limit: a loan is issued to women up to and including 55 years, and to men - up to 60 years. In general, such a loan clearly does not shine for pensioners.

To obtain borrowed funds, a potential borrower needs to form a package of documents from the following securities:

application form
Passport of a citizen of the Russian Federation
SNILS
2-personal income tax
A photocopy of the work book, which must be certified by the head of the enterprise
Documents for collateral

The borrower is required to take out insurance. In addition, the bank may request to provide security for the loan. For example, with the presentation of 1 guarantor, the loan amount will be approximately 300 thousand rubles, and with 2 guarantors - 400 thousand rubles.

You can get credit funds to an account at Devon Credit Bank or in cash at the bank's cash desk.

car loan

Devon Credit Bank provides 2 options for car loans:

Buying a new car without property risk insurance
Purchase of a new vehicle, taking into account the insurance of a full package of property risks

For example, consider the terms of a car loan without insurance of property risks.

A cash loan without insurance of property risks can be issued for the purchase of new vehicles on the following conditions:

Maximum time allotted for loan repayment: 37 months.
Down payment: from 20% of the total purchase price
Tariff: 16 - 18% per annum (depends on the amount of the first payment)
Loan security

The package of documents will include documents from the borrower, as well as from the guarantor:

Application-questionnaire, questionnaire of the guarantor
The passport
SNILS
Help 2-NDFL
Reference-account for the vehicle, which is planned to be purchased for credit funds from Devon Credit Bank, as well as a photocopy of the passport of this vehicle

When making the first payment in the amount of more than 40%, the tariff will be 16% per annum, and if the payment is up to 40% of the cost of the vehicle, the tariff will be higher.

Credit card from Devon Credit Bank

You can also use borrowed funds with a credit card. However, no collateral is required for the loan.

The validity of the card is limited to 2 years
Lending rate can reach 19% per annum
Clients are provided with a free annual card service.
Lending is made in rubles
Using bank services such as SMS-Bank, SMS informing and Internet banking.

To get a credit card from Devon Credit bank, the bank manager will need your documents. In general, the package of documents for obtaining a credit card is no different from applying for any loan without collateral.

Documents for obtaining a credit card:

application form
The passport
SNILS

Loan repayment

To return credit money, you just need to replenish the plastic card with the required amount.

There are no restrictions in choosing a payment method. The Bank reserves the right for its client to choose the most convenient way to repay the loan. The main thing is that this is done in a timely manner.

Loan payments must be made monthly, according to the payment schedule.

Also, the borrower has the right to repay the debt obligation prematurely. In this case, early repayment will not be subject to penalties.

In the event of a dispute, the court will deal with the situation in accordance with Russian law.

Applying for a loan

In this bank, registration of an application for a loan is possible only in a bank branch. On the bank's website, you can only get acquainted with the current offers, requirements and a list of required documents.

Having provided the necessary papers, a potential borrower will have to wait for the bank's decision within 3-5, and sometimes up to 10 business days.

A lot of people will surely wish to take a loan from this bank. However, it is difficult to recommend such a bank, because in terms of providing comfortable customer service, it is inferior to many third-party banking organizations.

The inability to apply for a loan online is also a disadvantage of the bank. Many third-party banks offer slightly more attractive lending terms. For example, similar loan programs, although they have approximately the same tariff, do not require a guarantee.

Only consumers who are 100% sure of their solvency will be able to assume a debt obligation to this bank in times of crisis.

Carefully study the documents that the bank offers you to sign to receive credit money. After all, sometimes conditions can be written in small print there, which later can simply shock you.

It is also worth paying attention to the conditions of insurance and its impact on the lending rate. It is not uncommon for bank managers to silently raise the rate of a cash loan when refusing insurance.

Be sure to repay the loan on time, because. interest on late payments can hit your pocket hard. In this way, banks punish their unscrupulous customers, so that next time it would be discourteous. Therefore, if you have problems and you understand that you will not be able to pay the debt on time, do not be shy - contact the bank. A normal bank will never ignore, but will help find a compromise that will suit both the borrower and the lender.

Devon-Credit offers 3 loan programs with an interest rate of 10.00% per annum. You can take a maximum amount of up to 3,000,000 rubles. The Devon-Credit loan calculator in one click will calculate a consumer loan in 2018 - 2019: monthly loan payments, the amount of overpayment on the loan and the payment terms for early repayment. Our online calculator is free and does not require registration.

Consumer loans have become an integral part of our daily lives. According to statistics, the most popular among borrowers are cash loans. To choose the most profitable of them, plan payments, early repayment of the loan and the amount of overpayment, you need a reliable and proven financial instrument, whose calculations you can trust. Why use our Devon Credit Loan Calculator?

Current interest rates on the loan (updated once a day)
Simple and clear interface
Dynamic online loan calculation Devon-Credit in one click
Completely free and no registration required

The Loan Calculator is suitable for:

For individuals
For individuals receiving a salary in Devon Credit (for holders of salary cards - special conditions)
For pensioners

You can take a loan from a bank:

just cash for any purpose
for business development
to program another loan
to buy a car
to refinance a Devon-Credit loan

Be sure - the Devon-Credit loan calculator will calculate your consumer loan 100% accurately. Happy shopping.

On May 14, 1992, AB (joint-stock bank) "Devon-Credit" was organized. Since that time, the banking institution has been actively gaining momentum in the provision of financial services.

The official permission issued to "Devon-Bank" gives him the right to serve both individuals and legal entities. Today, thanks to the active and high-quality work of employees, the bank has over 700 individuals and legal entities in its client base. The banking organization has a significant number of diplomas and official reviews.

License of the Central Bank of the Russian Federation
From the moment of its opening, Devon-Credit Joint Stock Bank had the right to offer its services only at the level of consultations. Each newly registered bank, while the relevant documents are being processed for it, is given a trial period. If the bank shows good results in a certain time, in terms of customer service, work with clients and the number of conversations held.

"Devon-Bank" already in the second month of its activity was awarded a license by the Federal Bank of the Russian Federation for the full provision of all types of banking and financial services. After a couple of months, the bank was issued a permit to work with foreign currency. Welcome was given to the exchange of currencies, their storage, as well as the issuance, in certain cases, specified in the Charter of the banking organization.

Start of the bank
After receiving all the necessary documents, the bank came to grips with the expansion across the territory of Russia. Branches were opened in approximately 20 cities of the country. ATMs and terminals were also installed to pay for various banking services in cash.

Since 1996, over 450 credit cards have been introduced into the banking system. An individual card was issued for each specific service.

Today AB "Devon-Credit" cooperates with corporate organizations, individuals and legal entities. Devon-Bank is also one of the most popular banking institutions in the Russian Federation.

The bank operates 6 days a week and accepts individuals without a lunch break.

Address: 423450, Republic of Tatarstan, Almetyevsk, st. Lenina, d.77,

Use this calculator to calculate amounts of monthly payments, effective interest rate which all banks are now required to indicate and overpayment amounts on credit. After completing the calculation, you will find out which part of the money goes to repay the principal on the loan, which part to pay interest.

There are two types of calculators. This calculator allows you to do both types of calculation:

Annuity payment - the same monthly payments, including the amount of interest plus the amount of the principal debt. This method of calculation is the most popular;
Differentiated payment - payments that decrease towards the end of the term. They include the permanent part of the principal debt plus interest on the remaining part of the loan.

On our website, you can use a loan calculator to evaluate various lending programs and get a monthly payment schedule without contacting the bank.

The loan calculator presented to you is extremely simple compared to other similar services. Some of them may offer calculation in Excell by downloading a file, which in our time may seem like an anachronism. This calculator takes into account the size of the loan, term, interest on the loan according to the program chosen by the borrower.

Devon-Credit Bank is one of the largest financial institutions in the Volga Federal District. By 2017, it serves more than 800 thousand customers, offering versatile services: bank cards, foreign exchange transactions, lending, deposits, payment for services, brokerage services, money transfers, as well as a calculator for deposits and loans.

The Devon Credit Bank Loan Calculator will help you calculate the monthly amount that will need to be paid to repay the loan. To calculate payments, you must enter some information: interest rate, type of loan, term.

Terms of lending at Devon-Credit Bank

Conditions for obtaining a "consumer" loan: the maximum term of issuance is 61 months, the currency is the Russian ruble. The amount depends on the solvency of the borrower and differs in each case, it is calculated individually. The average time for consideration of the application is 3-5 days, but can reach up to 10 days.

How to pay a loan for free:

through mobile Internet banking;
deposit money through the Devon-credit cash desk;
pay from your account;
through terminals and ATMs Devon-credit.

You can also pay in other ways: other banks, terminals, ATMs, cash desks of other financial institutions.

Terms of loans from Devon-credit Bank:

Consumer needs: 12 - 14% depending on the term: up to 7 months. - 12%, 7-13 months. – 12.5%, from 13 to 25 months. – 13%, from 25 to 37 months. - 13.5%, 37-61 m. - 14%.

Car loan for a new car: terms up to 37 months, the first payment is from 20%, the interest rate is 16-18% secured by this vehicle or a guarantee. With insurance, the rate is reduced to 13-15%.

Residential building in Kazan village cottage. "Pramavera": maximum 181 m., a deposit of 20% of the property price is required. Percentage per annum - 15.5 without insurance, 12.5 with insurance.

Apartment in Cheboksary residential complex "Volga": up to 61 m. - 10% per annum with the first amount of 30% of the price of housing, from 61 to 121 months - 13% per annum with a contribution of 20% of the price of housing. Without insurance, 3 percent more, respectively - 13 and 16%.

Credit cards: Visa Classic, Visa Gold with a maximum rate of 19% per annum with free maintenance and validity for 2 years.

Requirements for a loan borrower at Devon-Credit Bank

Devon Bank remains one of the most profitable institutions for lending. Read the requirements for clients and the necessary documents:

age 21-55/60 years (55 - men - 60 - women);
a copy of the work book certified by the employer;
application-questionnaire of the client, guarantor;
certificate of income from a dream job for 6 months (last) of Form 2-NDFL;
passport of a citizen of Russia, the second document to choose from;
registration in the region where the loan is issued.

Interest rates at Devon Credit Bank

The annual percentage depends on the presence or absence of insurance, guarantee, pledge issued on other movable, immovable property of the client.

Consumer needs 12 - 14%.
Car loan 16-18%.
Residential building - 12.5-15.5%.
Apartments - 10-16%.
Credit cards - 19%.

Early repayment of a loan at Devon-Credit Bank

Any client of Devon-Credit Bank can pay the amount before the deadline specified in the agreement. Now for this you do not need to pay fines and high commissions. It is enough just to notify the bank a few weeks before the planned repayment, so that all the necessary documents are ready. You can repay the debt in part or in full ahead of schedule.

Paying off the loan in advance will allow you to significantly save on annual interest. The amount remaining to maturity can be calculated using a loan calculator or by contacting your bank.