What is auto payment apss sberbank. What is auto payment from Sberbank. Via mobile phone

Auto payment for cellular communication— mobile phone balance is replenished automatically.

Auto payment for utilities and other services- utilities, internet, television are paid automatically.

Auto payment for loans from other banks- repayment of debt on loans is carried out automatically.

Auto payment for contributions to the Pension Fund of Russia- cash contributions are sent to the Pension Fund of Russia automatically.

Auto payment for cellular communication

Automatic replenishment of the balance of a mobile phone from a Sberbank card, when the balance drops below the minimum mark.

This is CONVENIENTLY, because you no longer have to constantly worry and look for points to replenish your mobile phone balance.

This is FAST because the balance is replenished instantly.

Always UNDER CONTROL! All transactions can be viewed in the map report. As soon as the balance of the phone is replenished, you will receive an SMS with a notification. If desired, the parameters and amounts of auto payment can be easily changed.

And most importantly, this service FREE because they don't charge any fees.

How does Sberbank auto payment work?

Prepaid rate:

If the mobile phone balance is below the allowable level that you set, the telecom operator sends a request to Sberbank about the need to replenish the balance.
Sberbank automatically transfers from your card the amount that you indicated when connecting Autopayment.
The subscriber receives an SMS from the operator with a notification of replenishment.

Postpaid Tariff:

At the end of the month, the operator issues an invoice, and the Auto payment service from Sberbank repays this amount of debt.
If the amount of the debt exceeds the limit, the debt will be partially repaid by the amount of the payment.
The subscriber receives an SMS with a notification about the replenishment of the balance.

Operators participating in the Autopayment program from Sberbank- MTS, Beeline, Megafon, Baikolwestcom, Tele 2, NSS, ETK, Motive.

How to activate the service Autopay for cellular communication

You can activate AutoPay via:

ATMs and terminals of Sberbank;
Application for the issuance of a Sberbank bank card.

Connecting Autopayment through ATMs and terminals of Sberbank

Any ATM and terminal has the ability to connect AutoPay (quick instructions):

Insert your card and enter the PIN code;
Select in the menu "PERSONAL ACCOUNT, INFORMATION AND SERVICE";
Choose the service "AUTO PAYMENT";
We confirm agreement with the terms of service;
Choosing a telecom operator;
Enter a phone number;
We select the acceptable minimum balance on the phone from the list (for MTS, NSS, ETK, any value);
Set the replenishment amount in rubles;
We check the correctness of all entered data;
The ATM will issue a check on acceptance of the application for Autopayment;
The telecom operator will send an SMS notification to the subscriber about the connection of the service.

Connect Autopayment from Sberbank via Mobile Bank

To activate this service, simply send an SMS with the text "AUTO PAYMENT 200" to number 900, where 200 is the amount.

If the Mobile Bank is not connected to your card, then the connection of the Autopayment service will be impossible.

You can additionally select a card (if you have several) and the value of the minimum balance.

SMS will look like this: “AUTO PAYMENT 200 30 1234”, where 200 is the payment amount, 30 is the minimum balance, 1234 is the last 4 digits of the card number.

Connect Autopayment via Sberbank Online

Log in to your personal account Sberbank Online;
In the menu we find the section "My Autopayments";
Choosing a telecom operator;
Fill in the connection form fields;
Confirm the operation with a one-time password.

Connect Autopayment when issuing a card at a Sberbank branch

When receiving a bank card, you can activate Autopayment directly at the bank branch. Just ask the employee to connect the service to the issued card. Mobile Banking will be connected to it and then Autopayment with the settings:

the minimum balance is 30 rubles. for all operators except Tele2, 10 rubles. - for Tele2, Motive;
payment amount - 150 rubles (can be adjusted at the request of the client at the time of application).

How to manage AutoPay settings

You can edit settings at any time in several ways:

at ATMs and terminals;
via SMS using Mobile Banking;

You can view the Autopayment report:

at ATMs and terminals;
via the Internet using Sberbank Online.

There are several ways to turn off AutoPay:

Sending SMS to a number 900 with the text " AUTO PAYMENT—«
at ATMs and terminals;
via the Internet using Sberbank Online;
via toll free 8 800 555 55 50 .

Auto payment for utilities (housing and communal services) how to connect?

Forgetting to pay utility bills on time? Sberbank will help you avoid delays and penalties for late payment. To do this, a special utility auto payment service has appeared, with the help of which you will save time and money, and will also be able to control the write-off of funds using SMS messages.

There are 2 types of auto payment for utilities:

Auto payment on debt - for invoices that change every month
Auto payment for a fixed amount - the same amount is debited monthly.

The principle of operation of Sberbank auto payment. The bank, within the time period set by you, checks the amount of debts and sends you an SMS message in which the amount of write-off is indicated. If you do not want to pay the specified amount, then you can cancel the auto payment by sending a response SMS message. If you agree, then automatic payment will occur within the specified period and you will receive an SMS notification about the result of the operation.

You can connect auto payment for housing and communal services in the Sberbank Online system, at payment terminals, ATMs and in.

You can activate this service by sending an SMS to number 900 with the text "AUTO PAYMENT", through terminals or Sberbank Online. Find out all the details below.

What is "Auto payment from Sberbank"?

Sberbank began to offer the Autopayment service to its customers relatively recently, about 3 years ago. For such a short period of its existence, this product has gained a lot of supporters, but at the same time, an impressive part of customers do not even know about this new product.

Initially, this service was created solely for the purpose of instant replenishment of a mobile account. In general, the way it is - a fixed amount is debited from a plastic card and then credited to the phone. Thus, when the balance drops to the set amount, it is automatically replenished from a bank card.

But, time does not stand still, and today, with the help of automatic payments, you can not only replenish your mobile phone, but also pay for housing and communal services, repay loans from other banks, pay fines from the traffic police, and also pay monthly tuition fees in educational institutions. Agree that this is a pretty impressive list of operations? No need to go to the bank, stand in line, fill out receipts, constantly remember the date of the refund. Thus, the payment of the selected payment will be carried out in the required amount and within a clearly defined period.

Main advantages

Of course, the main advantage of this service is time saving. We live in a frantic pace, in which there is often not enough time to just relax and enjoy communication with loved ones. But, by making all payments without leaving your home, you will be able to protect yourself from huge queues at the bank, save precious time, and, most importantly, nerves.

Other pluses include:

Connection and maintenance is completely free;
No need to wait a few days for the transfer of funds, all transactions are credited instantly;
The amount of any payment can be from 50 to 10,000 rubles;
The SMS alert service allows you to control the receipts

By the way: From May 5 to June 30, 2014, Sberbank has a promotion, the main essence of which is that when participating in the Thank You from Sberbank bonus program, bonuses for completed Autopayments will increase 3 times. So, instead of the standard 0.5% of the deposit amount, 1.5% of bonuses from the cost of the entire operation will come out.

How to activate the "Auto payment" service?

There are several easy ways to connect:

1. Using Mobile Banking.

For those who use a mobile bank, it will not be difficult to connect to the program - just send a message to number 900 with a text containing the words "AUTO PAYMENT" and the amount necessary to transfer to a mobile phone account. Please note that this method can only create payments in favor of mobile operators.

2. With the help of ATMs and self-service terminals.

To do this, you need to insert a card and enter a pin code. The following information will appear on the monitor screen:

Here you need to select the item "Personal account, information and service".

In the window that appears, select the "Auto payment" item.

The next step will be the connection itself, by pressing the button "Connect auto payments

3. Using the Sberbank-Online program.

For customers using the Sberbank-Online system, you can activate the service without leaving your home. Let's take a closer look at this option:

We go to our page in Sberbank-Online. In the window that appears, on the right side of the screen, select the line "My auto payments" and then "Connect auto payment".

We go to the connection window. The example of this page shows that the user has several created templates - this is payment for Rostelecom services, as well as for MTS and MegaFon mobile communications. Below is a possible list of payments, if you open each of them, we will see the following information:

mobile connection;
Internet and TV;
Housing and communal services and home telephone: rent, electricity, home telephone, water supply, gas, heat supply, security services, intercom;
traffic police, taxes, duty, budgetary payments: traffic police, Federal Tax Service, Pension Funds, BTI;
Education: kindergartens and preschool institutions, universities, schools, colleges, technical schools and other educational institutions;
Loan repayment in another bank;
Investments and insurance.

Here is an example of what the form for paying for mobile communications and the Internet looks like.

Here is a form for paying traffic fines.

On this page, you can create a form for transferring funds in favor of an educational institution.

By the way, auto payment can be turned off by phone, without any bureaucratic delays.

Modern means of communication and technology make it possible to pay monthly bills without standing in long queues at the post office, at the terminal or at bank branches. Plastic cards have firmly entered our lives. And if a few years earlier it was a novelty that in stores you can pay for purchases in a non-cash way, just by presenting a card, and then it became possible to manage your accounts and money via Internet banking, now life has become even easier.

With the "Auto payment" service from Sberbank, you can forget about the need to pay utility bills on a monthly basis, pay a fee for a loan. And this is a really valuable product for people who live in a modern rhythm and who know the value of their time, because accidentally forgotten and unpaid bills can lead to very undesirable and unpleasant consequences.

How does the Autopayment service from Sberbank work?

The date of payment of the next monthly bill (rent, internet, credit, telephone) is approaching. The day before the write-off, a notification in the form of an SMS message about the upcoming operation will be sent to your phone number.
On the appointed day, the amount that you specified in the settings when activating the service is debited.

IMPORTANT: If at the moment you do not want the card to be debited, then you can send a special code to number 900 and skip the current payment. The service itself is not disabled.

Your account has been automatically paid. This will also be notified to your phone number.

Advantages of the Autopayment service from Sberbank:

The service is connected free of charge. There is also no service charge.
The service can be connected to any card: debit, payroll, student, card of any payment system.
You do not need to remember the dates when you need to make the next payment for a loan, or the Internet, you do not need to monitor the balance of the phone, expecting that it will reset to zero at the most inopportune moment.
You don't have to waste your time paying bills.
All write-offs and credits can be easily controlled by SMS messages or through the system.
The service is easy to connect, without even visiting the office of Sberbank.
All your bills are always paid and are in perfect order.

Auto payment is a system with which you can pay bills without the participation of the client. To do this, a certain scenario is compiled, and if it is necessary to pay for a particular debt or service, the required amount is debited from the account in auto mode. Such payments can be made using several methods, and they also contain several types. Let's consider in the article how to connect Autopayment from a Sberbank card and what is required for this.

How Autopay works

To start using the service, you must own a Sberbank plastic card. If you do not have it on hand, then you can get it, and the easiest way to do this is in a special bank branch.

Service registration methods

We examined Autopayment from Sberbank, what it is - we understood. It remains to find out how it works and what services you can pay for with it. So, in fact, there are three relevant methods that allow you to pay off debts or pay in advance.

Mobile bank

To order a service from your phone through this service, you need to send a message to the number 900 with the following content:

AUTO PAYMENT 9XXXXXXXXX 100 30 XXXX

9XXXXXXXXX represents the telephone number of the subscriber specified in 10-digit format.
100 means the transfer amount. By the way, the minimum amount should be 50 rubles, the maximum amount reaches 10,000 rubles. The specific value will be set by you to choose from.
The number 30 is represented by the phone account balance threshold. If it is reached, then automatic replenishment will occur.
The four remaining digits indicate the last digits of the card number from which the charge is planned.

If you want to help friends pay for services using a card in the same way, then you will need to create template solutions for other phones using a mobile bank or visiting an ATM using its interface. If you want to connect or create templates for several more phone numbers, you can always use a special self-service terminal.

Top up with an ATM

It is necessary to carry out an algorithm of actions in order to understand how to connect Sberbank Autopayment through Sberbank Online or do it using a card.

Connection via Sberbank Online

We examined what Autopayment from Sberbank is and the main ways to connect the service. There is one more method that will allow you to carry out the procedure faster than all the previous ones. To do this, you need to connect Sberbank Online - a system that allows you to track all actions performed with your card. To connect Autopayment through this system, you will need:

enter the Sberbank service and select the item of your automatic payments, confirm it, press the button "Enable Auto Pay".

Select "My Auto Payments"

Main types of payments

Sberbank offers services in several directions of payments, each of which differs from the others in terms of settings and other factors.

Mobile operators and service payment

A subscriber of any operator does not have to worry that the funds will run out at the most inopportune moment, since automatic replenishment of the account will always be carried out when the account approaches zero. We have already considered the features of connecting this service - the minimum replenishment amount for this case is 50 rubles, the maximum value reaches 10,000 rubles.

Utilities and automatic payments

If you decide to set up Sberbank Auto Payment for utilities, you will not regret it, because you will no longer have to reach debts and stand in line for several hours. A message will be sent to your mobile phone indicating the payment. Funds will be automatically debited from the account.

Withdrawal options

on the basis of a debt, on an invoice issued by the housing and communal services;
writing off a fixed amount building, which will go away monthly.

Take into account the fact of withdrawal of commission for operations. Usually it is zero, but in rare cases it reaches 1%.

Auto payment for housing and communal services

Thus, considering the question of whether the Autopayment service from Sberbank is paid or not, it should be noted that money is not charged for it, but there may still be a commission, which depends on the direction of the transfer.

Loan repayment

If you took a loan from one of the Russian banks, but you have a plastic card from Sberbank, then it will not be a problem to set up the payment of monthly installments by debiting them from your card. It is worth connecting automatic payment and in the settings mark the account details in another banking organization.

Autopay for cable TV

This option is the most relevant, because if you do not pay off the debt in a timely manner, this threatens to turn off the service, and as a result, to unpleasant showdowns with the television organization. It is possible to repay payments related to debts or fixed amounts of funds.

Repayment of fines

If the traffic police issued a fine to you, then you can pay it off by automatic payment. Despite the fact that it is impossible to predict the possibility of the presence and size of the fine, the bank offers a service that prudent motorists can use.

Thus, the automatic payment service is relevant and offers users the opportunity to save time and nerves. By paying off all bills on time, you can avoid problems and unpleasant consequences. Considering the cost of the Sberbank Autopayment service, it can be noted that the commission does not exceed 1%, and most often it is completely equal to 0. It actually does not take time, so the service is relevant for people who are busy and work hard.

Sberbank provides its customers with a very convenient Autopayment service, which allows you to pay bills automatically. With the help of auto payment, you can make payments for various purposes: top up your mobile account, pay utility bills and the Internet, pay off loan debts, traffic police fines, etc. Before making a transaction, the bank notifies the client via SMS. If the client does not want to pay the selected invoice at the moment, he can easily refuse the service.

Features of auto payment in Sberbank

Autopay allows you to pay bank bills according to a pre-created template. The client independently sets the details, the amount and frequency of payments, and the bank automatically debits the funds from the user's account at the right time.

Autopay is available for both debit and credit cards. The only condition for the transaction is the availability of funds on a debit card and a free limit on a credit card.

How to enable auto pay

The service can be connected in three ways: through the service "Sberbank Online", "Mobile Bank" or a self-service terminal.
Connecting the service is usually not difficult. If you use Internet banking, go to your personal account and click on the link "My auto payments". In the window that appears, you will see the "Connection" button, by clicking on which further instructions will appear. After receiving the application, the bank will send you an SMS confirmation. As a rule, the process of connecting the service takes a few minutes, but in rare cases it can take up to 24 hours.

When connecting the service through Sberbank Online, you can immediately set up the operations you need by specifying the purpose of the payment, details, amount and frequency of debiting funds. Subsequently, you can disable transactions that are no longer relevant without contacting the bank.

How much does the auto payment service cost in Sberbank?

Auto payment is a free service, for which, moreover, a bank commission is almost never charged.

Many are afraid to connect auto payment, worrying that you can mistakenly enter the wrong amount, and the bank will write off more funds than required. However, any operation is editable, and in case of an error, you can easily correct it. In addition, before sending funds, the bank will send you an SMS message indicating the exact amount of payment.

Can I turn off auto pay?

There are several ways to turn off the auto payment service:

Through Sberbank Online

Open your personal account and turn off payments that no longer interest you. If you want to cancel the service completely, cancel all active payments.

Through an ATM

Insert the card to which the auto payment is connected to the ATM and select the item "Information and service" (in some ATMs - "Mobile payment"). By clicking on this item, you will see the "Auto payments" section, by selecting which a menu with a column will appear on the screen - "Turn off auto payments".

Via Mobile Banking

Send an SMS with the word AUTO PAYMENT to number 900. After sending, you will receive a response SMS with step-by-step instructions for deactivating the service.

In addition, you can turn off auto payment by calling the Sberbank contact center or by contacting the nearest bank branch. When applying in person, you must provide employees with a passport.

The most popular auto payments of Sberbank

Payment of traffic fines

To connect the automatic payment of fines issued to the traffic police, indicate in the details the number of the driver's license or the number of the car registration certificate, and then set the frequency of checking unpaid fines. If, while updating the database, the bank discovers that a fine has been issued for your numbers, it will send you an SMS notification. The message will contain a code that you can send as a response to SMS, thereby confirming the payment. If you do not want to pay the fine at the moment, just ignore the SMS and the money will not be debited from your account.
This service is free, however, in case of automatic payment of traffic police fines, the bank charges a commission of 1% of the amount. For comparison: a similar commission through the bank's cash desk is 2-3%.

Payment for utility services

There are two ways to pay utility bills through auto payment:

write-off of payment on debt (the amount changes monthly);
fixed payment.

On the date you specified, the bank will check for unpaid utility bills and notify you a day before the funds are debited. If you want to refuse payment, send an SMS to number 900 with the code received earlier. Commission for payment of housing and communal services is from 0-1%. If you wish, you can save and print payment receipts.

Mobile payment

By activating this service, you specify the minimum balance amount at which the bank should automatically replenish your mobile account. Also, during the connection, you specify the desired amount of replenishment of the account.
No commission is charged for this service.