Replenishment of the Sberbank pension card. Social card of Sberbank of Russia: what is it. Types of pension cards from Sberbank

Terms of card production

In Moscow, St. Petersburg, Novosibirsk, Yekaterinburg, Nizhny Novgorod and other large cities, the card will be ready in 2-3 working days, in regions, production and delivery will take from 3 to 10 working days. Delivery to remote settlements can take up to 15 business days. Exact timing is possible.

When issuing a card, only working days are taken into account. If you order it on Friday evening, then the production time will be counted from Monday.

You can see if the card is ready and when it will be delivered to the office in Sberbank Online in the "Cards" section.

What documents are required to receive a card?

To pick up the card, take your passport or other document that was used to apply for the card with you. To get a card for another person, you need a notarized power of attorney.

What is the Mir payment system?

Mir is a Russian national payment system that meets international security standards. The Mir card is accepted wherever there are trade and service points and ATMs with the Mir logo.

Why is my Maestro card being changed to World?

Your current Maestro pension card is about to expire. When reissued, all Maestro pension cards are replaced with MIR pension cards (in accordance with Federal Law-161 “On the National Payment System”). The conditions for the product remain the same, additional services (mobile banking, auto payments) remain.

How to start receiving bonuses THANKS?

After receiving the card, you must register in the "Thank you from Sberbank" program. The easiest way to register: send an SMS to number 900 with the text THANKS 1234, where 1234 are the last four digits of the card number.
You can also register in the program in your Sberbank Online personal account and at an ATM of Sberbank - find the section "Thank you from Sberbank" and follow the prompts.

Bonuses are credited automatically when paying with a card - their number depends on the level of privileges.

It should be remembered that bonuses are awarded only when paying for goods and services. This does not happen when withdrawing cash from ATMs. But when paying for purchases remotely in online stores, bonus Thanks are credited to the account.

Is it safe to use a contactless card?

Yes, the card is safe. She is always in the hands of the owner, so her data remains inaccessible to fraudsters. Making purchases without presenting a card and entering a PIN is much safer, since no one can see the card details. In addition, contactless technology protects against double write-offs - after paying for the purchase, the terminal beeps and turns off automatically.

Pensions can be received in cash or by crediting the amount to your bank account. The most convenient way to receive, accumulate and spend pension funds is a bank card. A special product of the Savings Bank is provided for pensioners. These are pension cards that are only available to recipients of state pensions. Such cards are convenient and easy to use. All Russian pensioners, without exception, have the right to receive them.

Types of Sberbank pension cards

Currently, only one type of pension bank cards is issued. These are MIR cards. However, until recently, pensioners were issued Maestro / Mastercard. Now the issuance of the same products has been discontinued due to the transition to plastic in the MIR format. They are now issued to all civil servants, pensioners, the military and similar categories of the population.

However, the Maestro's cards continue to operate. Their service has not been terminated and it is not planned at all. The specified products will operate under the same conditions. There are no special inconvenient conditions for Maestro holders. Just after the expiration of the specified product, retirees will receive MIR cards in return for the Maestro.

Thus, pensioners have two types of valid cards in their hands. Each of them works on the initial conditions, no fundamental changes have occurred.

Video on pension cards from Sberbank

How to get a Sberbank social card for pensioners

As stated above, all retirees are eligible for the designated products. These are the following population groups:

Senior citizens. At the same time, seniority does not matter. Upon reaching the retirement age, every citizen becomes a recipient of a pension;
People receiving a disability pension. All funds of such pension are credited to the card;
The receipt of special pensions is also carried out on the social card. Special pensions are payments for seniority that are due to retired military personnel, police officers, prosecutors, and so on.

Thus, the right to a card arises for all categories of pensioners, regardless of the basis for receiving pension payments. To issue a card, you only need to have a passport. After all, you need to certify belonging to Russian citizenship and registration. All specified information is contained in the citizen's passport. You will also need a pension certificate. No more papers are needed. Sberbank will not require an extract from the work book, certificates from the Pension Fund. The entire procedure for obtaining a product is simplified as much as possible for the convenience of pension recipients.

It is important to understand the methods of obtaining a retirement card. The procedure has some specifics. Therefore, it should be considered in more detail:

The easiest way is to get a card at a Sberbank branch at your place of residence. It is enough to visit the office and take a coupon for a new card. This is suitable for those who are applying for a pension card for the first time. In the office, the manager will accept the application and in three weeks the card will be ready;
If you need to replace the card due to expiration or loss, you should also contact the bank office. The sequence of actions will be the same. You should take a coupon and inform the manager about the need to replace the product. You will need to fill out a standard application form indicating the reason for the reissue. In this case, instead of the old Maestro card, the pensioner will receive a new MIR card;
If a pensioner is the holder of other bank products, he must have a personal account. This is a convenient service that gives you online access to all actions. Among other things, you can order a re-issue of a pension card. That is, to use the service of a personal account, a pensioner must already be a plastic holder. After placing the order, in two to three weeks the pensioner will receive m SMS messages with the notification of the card reissuance. However, you will have to receive it only in person when you visit the bank's office. It is not allowed to send the product by mail or deliver it by courier. Therefore, a pensioner will still have to visit a bank branch;
If you need a new card, you won't be able to use your personal account. You just need to take the documents and go to the Sberbank office.

Thus, to issue a new card, you only need a passport and a pension certificate. And for re-issue, only a personal passport is enough. In this case, in all cases, it is necessary to pay a visit to the bank branch. You will not be able to complete all the steps and receive a card online. This is to protect product holders from fraudulent activities.

Conditions and cost of servicing the MIR social card

As indicated above, the only condition for obtaining a MIR card from Sberbank is reaching retirement age. Accordingly, the very fact of retirement and the issuance of a pension certificate give a person the status of a pensioner. And each such person has the unconditional right to receive the specified product.

Upon presentation of a passport and pension certificate, a bank employee will fill out an application, help fill out an application for issuing or re-issuing a card.

Since these products are classified as social cards, they are served under special conditions.

As a rule, the bank annually debits funds from the card account as payment for its service.

However, such rules do not apply to retirement products. For them to the holder. No need to pay.

Accordingly, the service of the card is free of charge for a person. The costs are borne by the Pension Fund.

At the same time, when activating the service "", it will be necessary to pay for this service at its own expense. This is not part of the card service itself.

This service consists in SMS notification of card expenses.

The holder receives notifications about the crediting of funds, debit transactions. He can manage his accounts, top up his mobile phone from his card account. This is convenient, since the availability of the bank's services is significantly expanding. After all, the holder monitors his accounts on an ongoing basis. To obtain important information, he does not need to contact the bank or use terminals. The card account number will be linked to the mobile phone number. The specified service should be activated immediately after the card is issued. But you can connect it at any other time.

At the same time, the cost of paying for the mobile bank service is 60 rubles per month, which is not burdensome for any level of pension.

Terms of production and validity of the card

The production period covers the time from the moment of submission to the day it is received by the client of Sberbank. The bank will significantly improve its service and is trying to issue cards as quickly as possible. However, when contacting, the client will be guided for a period of time of three weeks after the application is submitted.

However, the card will be issued faster than the indicated three weeks. Practice shows that the real terms for the issuance of most pension products are within two weeks.

With this notification of the receipt of plastic in the bank branch, the client receives it in the form of an SMS message.

After receiving such a message, he can visit the bank any day and simply pick up his card.

Social card capabilities

First and foremost, the social card is. Pension funds are credited to it. Accordingly, this card will be replenished monthly due to pension payments.

At the same time, the client has ample opportunity to use the specified card. They should be considered in more detail:

He can pay for purchases in stores. The card works the same as salary products or credit cards. At the same time, modern MIR cards can simply be applied to the payment terminal and pay for purchases without entering a pin code. But this possibility is provided only if the check amount is less than 1000 rubles;
You can pay for utilities and other services. For this, the services of a personal account or the capabilities of the Sberbank terminal are available;
The card can be used as a savings account. That is, the saved funds can simply be left on the account;
You can top up your mobile phone account. It is especially convenient to do this with the mobile bank service.

Overall, the card's capabilities are quite impressive. They are no different in their functionality from salary products. The advantages are the absence of service fees and the ability to pay for purchases and services without cash.

You should pay attention to the only negative. Currently MIR cards are not supported in other countries.

Therefore, it makes no sense to take her with you on a trip.

However, this applies not only to pension products, but in general to all MIR cards. After all, the salaries of all civil servants, state employees are credited to it. But within Russia, these products will become an excellent means of payment.

How interest is calculated on the Sberbank Social Card

The card is linked to a specific account. Simply access to this account is carried out using plastic. Consequently, when the pension is credited, the money goes to the account of the card holder. And interest will be automatically charged on these funds.

Since we are talking about a pension card, the interest rate is increased. So, the bank provides for the accrual of 3.5% per annum on the amount of the card balance.

Such enrollment takes place automatically. This is provided for by the terms of the card issuance agreement. To do this, you do not need to write additional statements or perform any actions. Interest is charged on the amount that is on the card account at a particular moment. Accordingly, the greater the amount of savings on the account, the more dividends in the form of interest will be received by the cardholder.

How to use a Sberbank pension card

Making purchases is carried out by applying the card to the terminal in the store or by entering the pin code. However, using this product, you can make money transfers, replenish your account. To do this, you can use the online Sberbank service or any bank terminal.

For example, to replenish your account, you should select the "cards" tab:

Find a pension card in it and select it by clicking on the mouse button;
After that, you need to choose the services of replenishment of funds. They can be replenished by debiting money from your other account;
If you need to top up in cash, you should use the terminal. It is necessary to insert the corresponding notes into the receiver after inserting the card itself;
For further transfer, you need to select the "transfers and payments" tab;
Then, choose exactly "translations";
After that, you need to enter the account number to which the transfer will be made. At the same time, you can always use the services of a bank consultant, which are available in any operating room.

What cards does Sberbank still provide to pensioners

Pension products are debit cards. In essence, they are no different from salary ones. It's just that wages are charged to salary cards, and pension payments are credited to pension products. In addition to this debit card, a pensioner can receive a loan product. It is also a plastic product with a certain cash limit. The specific size of the limit depends on a number of conditions and is determined in each case individually.

But the size of the bank's client's pension and his age are of fundamental importance.

Conclusion

Thus, the presented product is available to all retirees. And such cards are provided completely free of charge. Only the additional service for the mobile bank is paid for.

with the help of the pension product, you can make any purchases, accumulate funds, pay utility bills. However, these cards are not serviced abroad.

To obtain the designated product, it is enough to visit the bank office with a passport and pension certificate. Two weeks after writing the application for issuance, the product will come to the bank and all that remains is to pick it up.

Basic conditions for obtaining a Social Card of Sberbank of Russia

Sberbank has opened a new program called "There are no queues!" within the framework of which a comprehensive service was offered for all pensioners, which includes a convenient technical service and a host of other opportunities, which were embodied in a special Sberbank-Maestro "Social" card. But today not only pensioners are served under special social conditions.

The social card of Sberbank of Russia exists of two types - for people receiving benefits and pensioners, as well as for students and pupils from 14 years old. Both types have some limitations, but for holders they are not essential and practically invisible.

The official name of the card is the Sberbank Maestro "Social" card, provided to the following categories of citizens of the country:

Individuals receiving an old-age pension, in case of loss of a breadwinner, disability and other cases;
Individuals receiving various types of social benefits, subsidies and other social benefits.

There are also several conditions for card registration. Here are some of the basic prerequisites for obtaining a Social Card from Sberbank of Russia:

As already mentioned, the holder must be over 14 years old;

Must have an identity document;

You also need a document confirming registration at the place of registration of the card (passport is the main document).

In each individual case of issuing a card, in addition to a passport, you must present a document that will confirm the right to receive a pension or any other social benefits. You can learn more about this from the official representatives of the bank.

The card is issued immediately and free of charge at any branch of Sberbank, exceptions in terms are those who already receive a pension at Sberbank - they will have to wait 2 weeks to receive the card.

There is no need to apply to the pension fund, because the bank itself takes care of this.

Some provisions of the Social Card

The main limitation that both Social Cards, both pension and student cards have, is no function of withdrawing cash abroad, but you can make various purchases with a non-cash payment (except for cases when only cards with a chip are serviced). Now we will give some of the main opportunities and conditions on which cooperation with the bank is based on this card:

The balance on the card is charged 3.5% per annum;
Overdraft is 40% of the annual (short-term lending to the client by replenishing his personal bank account);
There is a possibility of issuing various additional cards (further in more detail in the section "Additional cards";
Annual service for the main card can vary from 0 (for retirees) to 300 rubles, and for additional ones - 150 rubles (but small annual charges on the balance of funds may well overlap the maintenance costs);
Statement from ATMs - free (ATMs of Sberbank of Russia);
You can pay for a very wide range of goods and services on the Internet;
There is access to making transfers and payments to Mobile Bank and Sberbank Online;
Access to operations through ATMs and Sberbank terminals (there is no commission for cash withdrawals);
Replenishment of the card account by non-cash and cash payments.

We recommend all cardholders and those who plan to issue it to ask the bank employees for additional information about the “Thank you from Sberbank” bonus program, about discounts and offers from partners, as well as about the discount program from MasterCard, an international payment system.

Information on the possibility of issuing additional cards

The Sberbank social card includes ample opportunities for issuing various additional cards. There is a great advantage for elderly people or often ill holders of a pension Social card - in addition to the main card, a card can be created in the name of another person, which can help solve frequent problems with shopping and withdrawing cash from ATMs.

Additional cards can be created for persons from 10 years old who are in close family relations or are under the care of the holder of the main card.

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10 comments to the article "Social card of Sberbank of Russia"

I acquired a social card from Sberbank five years ago to receive compensation for part of the payment for a kindergarten. I paid 50 rubles for the production of this card. We have already finished the kindergarten, but I still use the card, I put money on it myself, it's very convenient. Now I receive benefits for my second child on this card.

Very handy card! Personally, I really like the fact that 3.5% is charged on the balance - it seems like a trifle, but nice! Sberbank also has a very wide ATM network, so there have never been problems with the withdrawal of children.

My mother uses the social card of Sberbank of Russia to receive her pension. I myself use such a card, I get a child allowance for it. I really like the opportunity to pay for a huge number of goods and services on the Internet without leaving home and the ability to replenish the card in cash and non-cash. I do not pay anything for the annual service of the card.

A friend was denied opening a social card a month before the appointment of a pension. But after all, when submitting an application for the appointment of a pension, you immediately need a card or personal account number, where to transfer the pension. So what can be done? In March, I was opened such a card without any problems 4 months before the appointment of a pension.

Commission for servicing the Mir card in Sberbank for pensioners

Subsequently, the 2014 incident related to the refusal of international payment systems to operate on the territory of Crimea, there was an urgent need to put into operation a national substation. The product was soon released and the government, together with the Central Bank, was actively

introduces them to the lives of users. However, is the Mir social card comfortable to use for pensioners in 2018? And is it profitable to be serviced on this product? Since the introduction of innovations is associated not only with new alternatives, but also with unforeseen difficulties that cannot be foreseen and eliminated in advance.

Advantages and disadvantages of the "World" card

First, you need to figure out the advantages and disadvantages of the updated payment products. Since, the main advantages are associated with the root cause of their release and are contained in:

independence from the Ministry of Railways, because transactions are made only on the territory of Russia and are not interconnected with foreign organizations;
government support, expressed in the government's desire to distribute the cards;
high degree of security - including 4 degrees of protection.

The main disadvantages of the World map include:

Not going through operations outside the country;
Inability to withdraw funds from cards at separate ATMs in Russia;
Forced transfer to the use of the World map, which is associated with a lot of negative user reviews.

What characteristics outweigh - retirees decide, since the transition to this card affected them the most.

Validity and conditions for the Mir Sberbank pension card

The main and significant advantage of the Mir card is the absence of a service fee. On a paid basis, only the mobile bank service is maintained. However, the service can be switched to economy mode, in which there is no user charge.

The card is valid for three years, then it is automatically reissued. It is impossible to issue an additional one to the main card, and also plastic that functions through other payment systems cannot be tied to the account.

There are established limits for cash withdrawal through an ATM in the amount of 50 thousand rubles in a day... When cashing out an account through the cashier, you can receive an amount higher than the specified one, however, for excess, a commission is charged equal to 0,5% of the amount over the limit.

Assistive capabilities

In addition to the above conditions, pensioners should know other differences and properties of payment cards. The most attractive is the accrual of interest once a year on the minimum balance. In 2018, the amount of savings on the account will increase by 3,5% .

In addition, Sberbank makes it possible to:

Control the account status remotely through a mobile bank and an individual account;
Activation of the auto payment option, which performs an automatic transfer of funds for the services selected by the client;
Use the "Thank you" program, which makes it possible to save on payment for purchases using a card.

How to get a card for pensioners Mir

The Mir pension card in Sberbank is issued subject to the following conditions:

The onset of the client's retirement age and the beginning of receiving payments (in such cases, a choice is made in favor of transferring payments to the Mir card, or receiving through the mail).
Having made a voluntary transition to the accruals on the card (provided that the funds were previously received through the mail).
Receiving a new card at the end of the term of the old one.

As noted above, this bank product is provided only to retirees. Other current and future customers cannot apply for this card, even if such an offer would be beneficial for them. In addition, the World card for seniors is one of two options for receiving payments.

There are not many ways to issue a payment card of the national payment system. Let's consider them in more detail:

By submitting an application to the pension fund;
By submitting an application to the MFC;
Heading to any Sberbank office;
By filling out a questionnaire on the bank's website.

Submission of an application is possible only within the region of its permanent location. You also need to have the following documents with you: a civil passport, SNILS or a document certifying the receipt of a pension.

No need to worry about age, or about the fee for providing the card. Plastic is issued absolutely free of charge. Timely accrual of pension payments is the responsibility of any country, and therefore there is no commission for servicing a pension card.

Is it possible to refuse a pension card Mir

Persons who do not want to replace the card with Mir will have to give up and get a new plastic. Today, there is practically no possibility of refusing to receive a national PS card. The only way not to use plastic is to pick up funds at the post office, or wait for the postman to bring the payment.

Therefore, it is mandatory for pensioners to receive a Peace card. Nevertheless, it is still possible to transfer money from the pension accrual account to another. This can be done in your online bank account. However, it is impossible to predict how long this option will last, it is likely that restrictions will be imposed on this operation.

Conclusion

It is not difficult to determine the purpose of the Sberbank Mir pension card. One has only to carefully read the requirements for its provision, maintenance and use. Therefore, no difficulties in use will arise.

We can talk for a long time about the profitability of issuing a national payment card. However, due to the fact that its introduction will replace other pension cards, there is no point in discussing them. In any case, all payments will be made on it. In this connection, it is necessary to familiarize yourself with all the positive points and apply them when using.

Social card of Sberbank of Russia for pensioners

Types of Sberbank pension cards

Thus, pensioners have two types of valid cards in their hands. Each of them works on the initial conditions, no fundamental changes have occurred.

Video on pension cards from Sberbank

How to get a Sberbank social card for pensioners

As stated above, all retirees are eligible for the designated products. These are the following population groups:

Senior citizens. At the same time, seniority does not matter. Upon reaching the retirement age, every citizen becomes a recipient of a pension;
People receiving a disability pension. All funds of such pension are credited to the card;
The receipt of special pensions is also carried out on the social card. Special pensions are payments for seniority that are due to retired military personnel, police officers, prosecutors, and so on.

It is important to understand the methods of obtaining a retirement card. The procedure has some specifics. Therefore, it should be considered in more detail:

The easiest way is to get a card at a Sberbank branch at your place of residence. It is enough to visit the office and take a coupon for a new card. This is suitable for those who are applying for a pension card for the first time. In the office, the manager will accept the application and in three weeks the card will be ready;
If you need to replace the card due to expiration or loss, you should also contact the bank office. The sequence of actions will be the same. You should take a coupon and inform the manager about the need to replace the product. You will need to fill out a standard application form indicating the reason for the reissue. In this case, instead of the old Maestro card, the pensioner will receive a new MIR card;
If a pensioner is the holder of other bank products, he must have a personal account. This is a convenient service that gives you online access to all actions. Among other things, you can order a re-issue of a pension card. That is, to use the service of a personal account, a pensioner must already be a plastic holder. After placing the order, in two to three weeks the pensioner will receive m SMS messages with the notification of the card reissuance. However, you will have to receive it only in person when you visit the bank's office. It is not allowed to send the product by mail or deliver it by courier. Therefore, a pensioner will still have to visit a bank branch;
If you need a new card, you won't be able to use your personal account. You just need to take the documents and go to the Sberbank office.

Conditions and cost of servicing the MIR social card

Upon presentation of a passport and pension certificate, a bank employee will fill out an application, help fill out an application for issuing or re-issuing a card.

Since these products are classified as social cards, they are served under special conditions.

As a rule, the bank annually debits funds from the card account as payment for its service.

However, such rules do not apply to retirement products. For them to the holder. No need to pay.

Accordingly, the service of the card is free of charge for a person. The costs are borne by the Pension Fund.

At the same time, upon activation of the “Mobile Bank” service, it will be necessary to pay for this service at its own expense. This is not part of the card service itself.

This service consists in SMS notification of card expenses.

At the same time, the cost of paying for the mobile bank service is 60 rubles per month, which is not burdensome for any level of pension.

Terms of production and validity of the card

The production period covers the time from the moment the application for the issue of the card is submitted until the day it is received by the client of Sberbank. The bank will significantly improve its service and is trying to issue cards as quickly as possible. However, when contacting, the client will be guided for a period of time of three weeks after the application is submitted.

However, the card will be issued faster than the indicated three weeks. Practice shows that the real terms for the issuance of most pension products are within two weeks.

With this notification of the receipt of plastic in the bank branch, the client receives it in the form of an SMS message.

After receiving such a message, he can visit the bank any day and simply pick up his card.

Social card capabilities

First of all, a social card is a bank account. Pension funds are credited to it. Accordingly, this card will be replenished monthly due to pension payments.

At the same time, the client has ample opportunity to use the specified card. They should be considered in more detail:

He can pay for purchases in stores. The card works the same as salary products or credit cards. At the same time, modern MIR cards can simply be applied to the payment terminal and pay for purchases without entering a pin code. But this possibility is provided only if the check amount is less than 1000 rubles;
You can pay for utilities and other services. For this, the services of a personal account or the capabilities of the Sberbank terminal are available;
The card can be used as a savings account. That is, the saved funds can simply be left on the account;
You can top up your mobile phone account. It is especially convenient to do this with the mobile bank service.

You should pay attention to the only negative. Currently MIR cards are not supported in other countries.

Therefore, it makes no sense to take her with you on a trip.

How interest is calculated on the Sberbank Social Card

Since we are talking about a pension card, the interest rate is increased. So, the bank provides for the accrual of 3.5% per annum on the amount of the card balance.

How to use a Sberbank pension card

For example, to replenish your account, you should select the "cards" tab:

Find a pension card in it and select it by clicking on the mouse button;
After that, you need to choose the services of replenishment of funds. They can be replenished by debiting money from your other account;
If you need to top up in cash, you should use the terminal. It is necessary to insert the corresponding notes into the receiver after inserting the card itself;
For further transfer, you need to select the "transfers and payments" tab;
Then, choose exactly "translations";
After that, you need to enter the account number to which the transfer will be made. At the same time, you can always use the services of a bank consultant, which are available in any operating room.

What cards does Sberbank still provide to pensioners

But the size of the bank's client's pension and his age are of fundamental importance.

Conclusion

Thus, the presented product is available to all retirees. And such cards are provided completely free of charge. Only the additional service for the mobile bank is paid for.

with the help of the pension product, you can make any purchases, accumulate funds, pay utility bills. However, these cards are not serviced abroad.

It is not without reason that Maestro's Sberbank card is very popular: it is easy to obtain, it is convenient and profitable to use it. The Maestro bank card is the card of the lowest level, however, Sberbank's "Social" is not much behind the standard classics, being a unique card in its row.

We have prepared an overview-instruction for you, from which you will learn everything "from" and "to": registration, activation, possibilities of the Maestro Sberbank card. We have tried to answer all the questions you might have about this product.

What does the card of Sberbank Maestro look like?

There are 2 types of Maestro cards issued by the bank.

Maestro "Momentum"

Maestro "Social"

"Momentum" is an unnamed card without the owner's name, which is issued for a period of time until the bank issues standard plastic. Do not confuse it with "Social": 2 main factors will help you distinguish the plastic: the image (daisies on a green background) and the presence of the owner's initials on the card.

Why and who needs this card?

The Maestro Social Sberbank debit card is opened by various categories of clients, from students to pensioners. The card with free service attracts all segments of the population to pay for services with Maestro Sberbank cards without commission: utilities, fines, purchases on the Internet.

Beneficiaries and recipients of state payments use the Maestro Sberbank card as a pension card: instead of going to the post office every month for money, payments are made to this card:

Benefits;
Compensation;
Scholarships;
Pensions;
Tax refund.

All payments for which savings books were previously used can now be received in a more convenient mode - to a bank card.

The international card of Sberbank of Russia Maestro "Social" can be used to take money with you on a trip, since a subsidiary network of Sberbank operates all over the world, which provides preferential services for our cards abroad. For example, in 2014-2015, tourists vacationing in Turkey during the season could withdraw money from Deniz Bank at Sberbank's home tariffs.

The maestro card is often issued for making profitable money transfers online, for and in order to receive discounts on the social card of Sberbank (in many stores, holders of the “card with daisies” automatically receive a 5-10% discount).

How much does the service of the Maestro Sberbank card cost?

Annual maintenance of the Maestro Sberbank card is completely free. You pay only for additional services if you need them (SMS notification - full version).

For the first 3 months, the full version of the mobile bank is provided to the cardholder for free, from the 4th month you will be charged a commission of 60 rubles. To avoid this and continue using the card absolutely free of charge, just change the Full "package of the mobile bank to" Economy ".

How to get a Sberbank Social card?

Perhaps there is nothing easier how to get a Sberbank "Social" card: you just come to the office with a passport and sign a statement prepared by the operator. On the same day, an account will be opened for you and its details will be issued. The plastic itself will arrive at the same bank branch in 7-10 days.

While you are waiting for the card, you can already use the account - for example, transfer your pension to it.

How to activate a Maestro Sberbank card?

As a rule, employees themselves activate the card upon issue and help you create a pin code. By the way, this is very convenient: you can choose those 4 numbers that you remember for sure.

If suddenly you were given a card without activation, call the free call center and create a pin code yourself.

How to use the Maestro Sberbank card?

The process of using the card is no different from other plastic cards. You can:

Pay with her in stores (the card is inserted with a chip into the terminal and requires a PIN code);
Pay for purchases in online stores (the card has standard details and the ability to pay by number, owner's initials and CVC code on the back);
By registering with, the Maestro card will allow you to pay utility bills, fines, school meals, taxes, television, security, etc. without commission.
Send and receive transfers throughout Russia - within the region without commission, to other areas with a minimum surcharge of 1% (via the Internet bank) and 1.5% via a branch.
Save and withdraw cash at any of the bank's 30,000 ATMs;
Open additional accounts and deposits.

"Social" card limits

Like any other card, "Social" has restrictive cash withdrawal limits:

Through the bank's cash desk - up to 150,000 rubles per day (over 150 thousand - commission 0.5% of the amount exceeding the limit);
Through an ATM - up to 150,000 rubles per day (over 150,000 - a commission of 0.5% of the amount exceeding the limit);
The monthly issue limit is 5 million rubles.

Please note: you can withdraw cash for free only at Sberbank ATMs! Other ATMs will charge 1%, at least 150 rubles for each transaction!

Pros and cons of the card

There are undoubtedly more advantages:

Free service;
Sufficient limits;
Wide functionality of possibilities;
Payment for goods and services without commission (in a number of stores with discounts);
Participation in the "Thank you" bonus program.

The cons are not significant:

"Non-representative" class of the card;
The daily limit of 150,000 rubles will seem small for some;
Lack of PayPass contactless payment technology.

Output:

In fact, by applying for a Social Card, you get all the possibilities of a classic Visa or Mastercard. But at the same time, do not pay 700 rubles a year for service, but use the card absolutely free.

The active use of a debit card is the basis for the bank's preferential loan offer: if you show a stable monthly turnover, in 3-4 months the bank will do the first for you.

Terms of card production

When issuing a card, only working days are taken into account. If you order it on Friday evening, then the production time will be counted from Monday.

You can see if the card is ready and when it will be delivered to the office in Sberbank Online in the "Cards" section.

What documents are required to receive a card?

To pick up the card, take your passport or other document that was used to apply for the card with you. To get a card for another person, you need a notarized power of attorney.

What is the Mir payment system?

Mir is a Russian national payment system that meets international security standards. The Mir card is accepted wherever there are trade and service points and ATMs with the Mir logo.

Why is my Maestro card being changed to World?

How to start receiving bonuses THANKS?

Bonuses are credited automatically when paying with a card - their number depends on the level of privileges.

Is it safe to use a contactless card?