The difference between the youth card and the classic one. Sberbank youth card: pros and cons. How to close the Youth card

The "Molodezhnaya" card from Sberbank was created specifically for those who have recently entered adulthood or are just about to do so. The card is a special banking product with preferential terms for teenagers and young people, which allows you to save money and make good purchases. With its help, you can not only pay for goods and services, but also receive transfers from parents and friends, safely store savings, etc.

Requirements for recipients

You can order a Sberbank youth card online by filling out an application on the organization's official website, and then personally go to the branch to receive it. To use this product, you need to meet a number of requirements:

To obtain a card, you can contact any branch of Sberbank throughout the country. In the future, if you have any questions about using the card, you can ask them to the specialists at the nearest service point of the bank.

Nuances and features of use

Young people often have little or no income. Therefore, the cost of servicing the card has been reduced to 150 rubles per year. You can store money only in rubles, the attachment of foreign currency accounts is not provided.

The Molodezhnaya card from Sberbank has a number of distinctive features:

When ordering a card, you can choose a unique design. For just 500 rubles, it will turn into a fashion accessory that will not go unnoticed by others.

How to use

Issuing a Molodezhnaya card in Sberbank opens access to financial management. The number of restrictions compared to the "adult" option is minimal. The reduced service price limits the possibilities of placing funds on accounts, and also does not allow obtaining an additional card.

All other options and rules are the same as the base version. You can withdraw up to 150 thousand rubles from ATMs per day, if this amount is exceeded, a commission is charged. It is also possible to apply for a credit card with the same name.

To get a Molodezhnaya card in Sberbank, first familiarize yourself with the detailed terms of use of the product on the website portal. Here is a detailed description of it with an indication of the parameters and all the options available to the holders. Also on the site you can get comprehensive information about custom functions and make sure that such a financial instrument really has a number of advantages.

Terms of card production

In Moscow, St. Petersburg, Novosibirsk, Yekaterinburg, Nizhny Novgorod and other large cities, the card will be ready in 2-3 working days, in regions, production and delivery will take from 3 to 10 working days. Delivery to remote settlements can take up to 15 business days. Exact timing is possible.

When issuing a card, only working days are taken into account. If you order it on Friday evening, then the production time will be counted from Monday.

You can see if the card is ready and when it will be delivered to the office in Sberbank Online in the "Cards" section.

What documents are required to receive a card?

To pick up the card, take your passport or other document that was used to apply for the card with you. To get a card for another person, you need a notarized power of attorney.

How to start receiving bonuses THANKS?

After receiving the card, you must register in the "Thank you from Sberbank" program. The easiest way to register: send an SMS to number 900 with the text THANKS 1234, where 1234 are the last four digits of the card number.
You can also register in the program in your Sberbank Online personal account and at an ATM of Sberbank - find the section "Thank you from Sberbank" and follow the prompts.

Bonuses are credited automatically when paying with a card - their number depends on the level of privileges.

It should be remembered that bonuses are awarded only when paying for goods and services. This does not happen when withdrawing cash from ATMs. But when paying for purchases remotely in online stores, bonus Thanks are credited to the account.

How can I use THANKS bonuses?

Thank you bonuses can be exchanged for discounts when purchasing goods and services from Partners, a full list of partners is available. In addition, the THANKS bonuses can be exchanged for a discount when purchasing air tickets and hotel accommodation (on the website "Thank you from Sberbank. Travel"). Bonuses can also be exchanged for discounts when buying tickets for events - the service is available on the site "Thank you from Sberbank, Impressions".

How can I find out the details of my card?

To find out the details, in the Sberbank Online mobile application find the card you need and click "Show details".

Another way: in your Sberbank Online personal account, go to the "Cards" section and find the card you need, then "Information on the card" → "Details of the transfer to the card account".

Is it safe to use a contactless card?

Yes, the card is safe. She is always in the hands of the owner, so her data remains inaccessible to fraudsters. Making purchases without presenting a card and entering a PIN is much safer, since no one can see the card details. In addition, contactless technology protects against double write-offs - after paying for the purchase, the terminal beeps and turns off automatically.

The age of debit cardholders is getting younger over time, and among banking products, youth debit cards are starting to occupy an increasingly significant segment of the market. However, how can you make the right choice without experience in using them?

There are many factors to consider when choosing the best bank banks. It's worth starting with an analysis of the issuer of the product. The following indicators are decisive:

• bank reliability;
• the prevalence of its ATM network. Contacting the equipment of third-party banks means paying an additional commission. If the issuer is a member of an association, then, most likely, the use of friendly self-service devices will be free;
• reviews of existing clients;
• membership in the deposit insurance system.

The safety of only 1,400,000 rubles is guaranteed, credited to an individual's account, including a card account in one bank. If you intend to store large sums in non-cash form, it is worth using the services of several financial and credit institutions.

The choice of the card is made by analyzing the following factors:

• payment system - it affects the ease of receiving the product, the cost of owning it, the possibility of use, and so on;
• level of security (presence of a chip, the ability to control operations through 3D-Secure);
• tariffs - the cost of annual service, commission and restrictions on the volume of transactions performed;
• the presence of a bonus program and its theme.

It is important to clarify whether there is an opportunity to receive income from the card:

• is there a cashback;
• whether interest is charged on the account balance and under what conditions;
• look through the list of the issuer's partners, those who, when selling goods, providing services, are ready to provide customers of a friendly bank with some preferences (discounts, increased comfort level, gifts).

It is necessary to evaluate the possibilities of remote management of a card account, that is, the availability and quality of:

• mobile bank;
• internet banking;
• customer support;
• branches;
• ATM network.

Sberbank youth debit card

Sberbank can be called the leader in the field of offering debit cards for children and adolescents, which offers a "Youth Card" designed specifically for ages from 14 to 25 years old. The cost of its maintenance is 150 rubles per year. Visa and MasterCard options are available, custom design is not possible.

Cash withdrawal limits: per day at ATMs and cash desks of the bank, as well as at ATMs of other banks - 150,000 rubles, at cash desks of other banks - without restrictions, and you can withdraw an amount 10 times more per month.

It is attractive due to the "return" of up to 20% of the amount of purchases in the form of bonuses (bonus program "Thank you"). The offer also includes the following features:

• contactless payments - purchases are made with one touch without entering a pin code;
• Android Pay and Apple Pay - payment for purchases using a smartphone;
• round-the-clock access to the bank, subject to the availability of the Sberbank Online mobile application.

The bank's disadvantages include the fact that the "Mobile Bank" service is free only in an economical package (without sms-notification), and in a full package - only for the first two months.

Sberbank also issues a “7+ Youth Card” for children from 7 to 14 years old, which is an additional to the parents' account, issued in the name of the child, and is an excellent alternative to cash. In this case, parents have the opportunity to control all operations performed by the child using their personal account on the bank's website.

Is it possible to have 2 "Youth cards" of Sberbank

The bank's policy provides for the provision of only 1 card of one type to each client. Accordingly, only 1 Molodezhnaya card can be obtained from Sberbank. An additional card to the existing one is also not issued.

"Youth card" of Sberbank abroad

This bank product can be easily accepted for payment abroad. It is important to understand that, since the card account is open only in rubles, when paying abroad, they will be converted into the national currency of the host country.

ATMs of foreign companies withhold a commission when making transactions. It reaches 3%, but at least 5-13 euros or US dollars, and getting cash will cost another 1-2%.

Rosbank

Rosbank offers debit cards "Russian Railways Student" and MasterCard Standard IYTC.

The "Classic" package is offered for them. It is free with an average monthly balance of 50,000 rubles or more, or for card transactions over 10,000 rubles a month.

The interest on the balance of funds on the savings account is provided: up to 5% per annum in rubles, up to 0.15% per annum in US dollars and up to 0.01% per annum in euros.

Additional features and advantages of the first include:

• payment for goods and services, as well as cash withdrawals in any country in the world and in any currency;
• high spending limits in retail chains, ATMs and the Internet;
• contactless form of payment for goods and services;
• withdrawal without commission of cash in rubles and foreign currency at ATMs of Rosbank and partner banks;
• round-the-clock support;
• transfer of funds through Rosbank ATMs to cards of any banks registered in the Russian Federation.

Features and Benefits:

• performs the functions of a full-fledged bank card with a set of additional services;
• when making purchases on it, discounts are provided in 130 countries of the world.

The disadvantages include the lack of cashback functions and the possibility of issuing additional cards.

Alfa-Bank youth card

Alfa-Bank issues the Next Youth MasterCard. There is a possibility of selection of the style of design.

"Next Youth Card" is a cashback:

• 5% in any cinema, cafeteria, restaurant, including fast food;
• 10% at Burger King.

Conditions for obtaining preferences:

• no more than 2,000 rubles are returned for 1 month;
• accrual is possible only on condition of monthly payment with Next for at least 5,000 rubles.

A number of bank partners offer discounts to Next bearers, for example:

• 15% from Wildberries;
• 10% from the "Formula Kino" chain;
• 7-25% from SkyEng online school.

Money transfers on VKontakte are made at a commission of 0%. If the transfer goes to the Next holder, he receives a sticker as a gift.

Advantages:

• the ability to choose the design of the letterhead;
• cashback is offered;
• there is a possibility of making a bracelet with contactless payment technology;
• there is a mobile bank. It's free;
• support and account management are available through a branded mobile application;
• Supports MasterCard PayPass, which allows you to pay for purchases up to 1,000 rubles without the need to enter a PIN and sign a check;
• discounts from friends of Alfa-Bank;
• the annual service until the end of 2018 is free. Then the privilege will remain, but if you spend at least 5,000 rubles with Next on a monthly basis, or if the minimum balance exceeds 30,000 rubles.

Disadvantages:

• if you choose a card in the form of a bracelet, an additional 600 rubles are paid;
• if the above limits are not met, the service costs 50 rubles per month;
• the currency is only the Russian ruble.

Raiffeisenbank youth card

For young people, Raiffeisenbank is interested in the card "# all at once: 3.9% cashback" VISA Gold.

The holder has a 3.9% cashback on any purchases, including when paying for utilities. Bonuses are converted into rubles or gift certificates from partners: Yandex Taxi, Ozon.ru, Russian Railways Bonus, S7 Airlines. Also, bonus accruals are directed to charitable contributions. The choice is made in the personal account of Internet banking. The maximum cashback is 50,000 rubles. According to the terms of the bank, the following is automatically charged:

• 300 points as a greeting;
• 300 points as a birthday present;
• 200 points - a present for the New Year.

Interest is charged on the balance. The income of a participant in a salary project will be 5.5%, if the balance fluctuates between 0.01-100,000 rubles. If earnings are received in a different way, then the rate with a similar balance of funds will be 4.5%.

Advantages:

• original design can be ordered;
• cashback for all purchases;
• there is an internet bank;
• interest is charged on the card balance;
• welcome and gift bonuses are provided;
• Raiffeisenbank is a bank belonging to the Raiffeisen Bank International group, with offices located throughout Europe, respectively, the clients of the Russian branch are served there on soft terms;
• premiums from VISA.

Disadvantages:

• annual service, including each additional card, - 1,490 rubles or 1,990 rubles, if you make a personal design;
• an additional card with original design is not issued;
• informing about completed transactions - 60 rubles per month for the main card and 45 rubles for the additional card.

VTB24 youth card

At VTB24, the most attractive product for young people is the VTB Multicard. It is possible to issue it as MIR, VISA or MasterCard.

cards for the bank's youth - cashback up to 10%, but within 15,000 rubles per month. The holder has the right to use one of 7 options according to his priorities:

• payment of the mortgage received from VTB, which will allow you to get a small discount on the mortgage rate;
• bonuses for goods, impressions, travel according to the terms of the card for young people;
• benefits when paying for plane tickets, trains, car rental, hotel payments on the Rewards program website;
• restaurants;
• calculation at gas stations and parking lots;
• goods and services for settlement with "Multicard" and any other bank cards;
• goods and services to receive a higher rate on the savings account.

Advantages:

• convenient premium program, adjusted to individual needs;
• a card account is opened in rubles, euros, US dollars;
• the account balance is charged 1-5%, taking into account its value;
• there is no commission when withdrawing cash from the devices of other banks;
• when registering a card on the VTB website, it will be issued free of charge;
• up to 5 additional cards are opened (no extra charge).

Online payments to card accounts from other banks are made with zero commission.

Disadvantages:

• all preferences are available subject to purchases of at least 5,000 rubles per month. Otherwise, a commission is charged monthly (249 rubles);
• cashback can be obtained only when paying for 1 of the directions offered by the bank;
• if you order a card at a branch, they will take 249 rubles in commission, but if you comply with the condition of the minimum monthly turnover, they will be returned in the form of a cashback.

Tinkoff Bank youth card

Tinkoff Bank offers a variety of cards. The choice of one or the other is carried out according to the interests of the client.

Tinkoff offers for young people:

• Tinkoff Black Edition MasterCard is needed to save money and passive earnings. The holder will receive up to 30% cashback and additional interest on the balance of up to 10% per annum;
• ALL Airlines MasterCard to pay for air tickets of various carriers on any day to any destination with available miles. So you can pay up to 100% of the trip price. Cashback - up to 8% for purchases. The account balance will be charged up to 6% per annum;
• Tinkoff Drive MasterCard - for motorists, for using bonuses at gas stations, for parking, repairs and spare parts. Cashback when calculating in the relevant directions - 5-10%;
• All Games VISA is designed for gamers. It is ordered by the game nickname. The accumulation of bonuses is provided, which can then be exchanged for real equipment. Cashback 5% for calculation by points. The balance at All Games will be charged up to 6% per annum;
• "Crossroads" MasterCard - for clients of the network of the same name. Cashback up to 7 points for every 10 rubles left at the box offices of the network, and 1 point for other sellers;
• “PFC CSKA fan debit card” MasterCard - prizes and privileges from PFC CSKA for any purchases. You can receive BitKoni (cashback up to 5%), pay with them for prizes from the PFC catalog. Income on the balance reaches 6%;
• "Azbuka Vkusa" MasterCard is intended for clients of the network of the same name. Cashback - up to 6 points for every 10 rubles left at the box offices of the network, and 1 point for purchases from other sellers;
• WWF VISA - eco-map. It provides an opportunity to obtain WWF-supporter status, which implies transferring 1% of each purchase to WWF and passive income of up to 6% for the remainder;
• OneTwoTrip MasterCard - bonuses from this card can be spent when paying with hotels, when buying tickets or when renting a car. Cashback up to 8%, and the balance will be credited up to 6%;
• AliExpress MasterCard is a card for AliExpress users. Cashback up to 2% and no more than 6% percent of income on the account balance, bonuses for purchases;
• eBay MasterCard - For regular eBay users. Interest on the balance - within 6% per annum, cashback up to 2%;
• "Invasion" MIR - discounts and preferences from the festival of the same name and "Our Radio". Cashback - up to 5% for purchases. The account balance will be credited up to 6%;
• Google Play MasterCard - for buyers of the app resource of the same name. Interest on the balance (up to 1.5%) and cashback up to 5% are provided;
• Lamoda MasterCard - up to 2% cashback and up to 6% per annum on the account balance plus free delivery of purchases from the site;
• Svyaznoy-Club MasterCard - for Svyaznoy network clients. You can expect bonuses, cashback up to 15%, up to 10% annual income on the account balance, as well as various gifts;
• S7-Tinkoff MasterCard for lovers of air travel with S7 Airlines and the oneworld alliance. Here, up to 4 bonus miles are accrued for each 60 rubles spent on the purchase of tickets of the indicated air carriers.

Advantages:

• the presence of many interesting products designed for socially active individuals;
• free service. Exception - Tinkoff Black Edition (1,990 rubles per year);
• decent cashback;
• the option to generate income for the balance of the account.

Disadvantages:

• narrow specialization of products, due to which it is impossible to receive preferences in other areas or they are small;
• the type of card determines the scope of accrual and implementation of cashback.

OTP Bank

OTP Bank has created for young people a ruble card “Everything is Possible” MasterCard. Interest is accrued from 0% with the balance amount up to 5,000 rubles and up to 7% with 1,000,000 - 1,500,000 rubles.

Benefits - free services:

• SMS informing;
• mobile banking;
• Internet bank.

Disadvantages:

• a cashback limit has been set;
• annual service 0 rubles with a monthly turnover of 15,000 rubles and with a similar minimum account balance, but in other cases - 199 rubles per month;
• when issuing a card, a commission is charged in the amount of 199 rubles.

B&N Bank youth card

B&N Bank has developed a Comfort ruble card for its clients. It opens access to the opportunity to receive 4.5% of income on the deposit "Piggy bank 2.0". Cashback is up to 5%, but only for selected categories. The standard return is 1%.

Cash in the amount of up to 30,000 rubles can be received at any ATM in the country without commission.

Advantages:

• good cashback;
• it is possible to receive a card both as MasterCard and as VISA Platinum;
• a moderate commission for transfers to accounts in other banks, including to the CIS countries, - 0.45% (at least 100 rubles), if you use ATMs, and 1.4%, if the operation is carried out in B&N Bank Online. Transactions in favor of B&N Bank clients are free;
• transfers to AHML are made at a commission of 0%;
• free annual maintenance and emission;
• good conditions for savings.

Disadvantages:

• the largest cashback is possible only in certain areas;
• no interest is charged on the account balance;
• SMS informing is free for the first 2 months, then - 59 rubles per month;
• changing the categories of the maximum cashback provides for a commission of 250 rubles.

"Rosselkhozbank"

Rosselkhozbank allows its young clients to independently form their own package of services. As part of the "Personal" tariff, the bank offers to issue up to 8 cards to partners in 5 payment systems: Visa, MasterCard, UnionPay, JCB and MIR. Account currency - EUR, USD or EUR.

Advantages:

• the ability to maintain an account in one of 3 currencies;
• up to 8 cards can be opened within the tariff;
• you can get, including an instant release card and a virtual card.

Disadvantages:

• it is difficult to independently determine the exact type of cards that you need;
• each additional card is paid at a separate rate, without discounts.

Bank "Saint-Petersburg"

Ruble card "Bright" MasterCard World from Bank Saint Petersburg is aimed at those who often pay for purchases by bank transfer, including on the Internet.

Advantages:

• the account balance is charged up to 7% per annum;
• there is an opportunity to receive discounts from partners of the bank and MasterCard;
• free insurance for travel abroad;
• "Bright" bonuses are accrued in the amount of up to 2%;
• there is mobile and internet banking.

Disadvantage: expensive service - if the turnover on the account exceeds 30,000 rubles, then it is free, if not - 99 rubles per month.

Uralsib

Energins from Uralsib Bank is a very advantageous offer, the target audience of which is precisely young people. There is a possibility of obtaining VISA or MasterCard.

Advantages:

• cashback - up to 3%;
• bonuses can be used to pay for plane and train tickets, to buy certificates from bank partners, for charity;
• Cash withdrawal from any ATM in the country is free if the amount exceeds 3,000 rubles.

Disadvantages:

• service is free only if the balance and turnover on the account is at least 30,000 rubles. Otherwise, the fee will be 99 rubles per month;
• SMS notifications, starting from the 3rd month of service, cost 59 rubles per month.

"Eastern Express"

A very interesting product https://travel.vtb.ru/ VISA is offered by Vostochny Express Bank. The account is opened in rubles.

Advantages:

• cashback - up to 40% for online purchases (1% for all others);
• the balance will be charged up to 7% per annum;
• card validity - 5 years;
• there are 4 levels with the corresponding commission for the issue, ranging from 150 rubles to 1,500 rubles;
• Receipt of cash for more than 3,000 rubles in terminals and cash desks of third-party organizations is free, if the amount is less, then the commission for 1 operation is equal to 90 rubles.

Disadvantages:

• service - 99 rubles per month;
• SMS banking - 59 rubles per month.

It is possible to issue a child card free of charge as an addition to the parent card and to connect an overdraft card in the amount of up to RUB 300,000.

"Opening"

Otkritie Bank offers 19 variations. It can be issued as VISA Gold, MasterCard World or MIR.

Advantages:

• free issue and maintenance of additional cards (up to 5 pieces);
• cashback up to 3%, but not more than 15,000 rubles per month;
• payments to accounts in third-party banks are free;
• an account can be opened in rubles, US dollars or euros.

Disadvantages:

• when issuing a card, 500 rubles are withheld. They will be returned with bonuses when the total amount spent on purchases reaches 10,000 rubles;
• service - 2,500 rubles (40 euros or US dollars) per year.

"Avangard"

Bank "Avangard" offers the young generation "Card No. 1". Account currency - ruble, US dollar, euro.

Advantages:

• cashback - 1%, but there is no payout limit. Bonuses are calculated in the currency of the card account;
• annual service for active users is free;
• free medical insurance when traveling abroad. The scope of protection is 60,000 euros.

You can get a PRIORITY PASS card for free.

Disadvantages:

• service - 1,000 rubles (40 US dollars or euros) per year;
• cashback is credited once a month;
• Cash withdrawal costs from 15 rubles for 1 operation, even at bank ATMs.

HomeCreditBank

HomeCreditBank sells Benefit VISA cards.

Advantages:

• cashback up to 10% when serviced by an Opencard bank, 3% when calculating at gas stations, traveling, in cafeterias, 1% - for other expenses;
• the account balance is charged up to 7% per annum with the movement of funds from 5,000 rubles per month.

Disadvantages:

• service price for 1 month - 99 rubles, but if there is more than 10,000 rubles on the card all the time or the turnover is from 5,000 rubles, then it is free;
• SMS informing - 59 rubles per month;
• cashback limit - 3,000 rubles.

5 free cash withdrawals from third-party self-service devices are allowed per month. For participants in salary projects who receive at least 20,000 rubles of salary on the "Benefit" card, there is no quantitative limitation on free work with the devices of other banks.

Youth card Mastercard or Visa?

What is the difference between VISA youth card and MasterCard

The fundamental difference between VISA and MasterCard is that when making payments in foreign currency, in the first case, the euro is used for conversion, and in the second, the American dollar.

This means that if you plan to travel abroad, you need to take into account the type of currency used in the host country. If a third currency is needed for the calculation, then it is worth clarifying how it is more profitable to get it: by converting rubles through euros in the VISA system or through the US dollar using the MasterCard system.

It turns out that the final cost depends on the choice of one or another payment system. Accordingly, if you plan to travel to the euro area, VISA is more interesting, if in the USA - MasterCard.

The best youth card VISA Classic

The most optimal offer among VISA Classic for young people is the "Youth Card" from Sberbank. It is accepted everywhere, it is inexpensive to maintain and quite reliable.

Best Youth Mastercard

The best youth MasterCard is the Next Youth Card from Alfa Bank. The product meets all the requirements of young people for such proposals:

• ownership is inexpensive;
• preferences are provided in the areas most demanded by young people;
• all modern technologies of protection and customer support are supported.

Best youth cards

Best debit cards for kids

For children aged 7-14, cards issued as additional to their parents are usually used. When choosing the first financial instrument of a child, first of all, the interest of the main card for an adult and the possibility of issuing a supplementary card are assessed.

Good options offer:

• Sberbank;
• "Alfa Bank";
• B&N Bank.

The best debit cards for teens over 14

When calculating which card to choose for a teenager, you should pay attention to the products:

• Sberbank;
• Raiffeisenbank;
• HomeCreditBank;
• Alfa Bank.

They are most preferable due to inexpensive maintenance, widespread use and high level of manufacturability of the services used.

Best bank cards for students

For students, the best offers of Rosbank are the Russian Railways Student card and the line of Tinkoff Bank cards. The first is interesting for those who left their hometown to study: savings can be used to pay for travel. The second offer attracts by the fact that it allows you to choose a product according to your hobbies. Using the offers of both banks, you can count on a decent cashback, as well as earn, because interest is charged on the account balance.

Youth cards with individual design

Individual card designs are offered by:

• Raiffeisenbank;
• "Alfa Bank".

Sberbank offers a wide range of plastic cards. Among them is Visa Classic from Sberbank - Youth Debit Card.

Conditions and possibilities of the Youth Card

The annual service fee for Molodezhnaya is 150 rubles, and for other variants of Visa and MasterCard - 750 rubles.

Possibilities of the Visa Classic Youth card from Sberbank:

• payment for purchases in various retail outlets and service centers;
• withdrawing money from ATMs within the country, in subsidiaries outside its territory - no additional fee;
• access to great deals from Visa;
• online transactions;
• connecting remote services to manage your own accounts;
• accumulation and use of bonuses Thank you from Sberbank;
• service and consulting via toll-free telephone line 8800.

Registration of a debit youth card

• visit a bank branch with a passport and apply using a sample;
• wait 3-15 days for the card to be issued;
• get a card.

You can order your own design of the Visa Classic Youth Debit Card from Sberbank. To do this, you need to upload a personal photo or select it from the Sberbank archive at the time of registration. The general background, color of the bank logo, tonality and brightness of the design are also selected. Then you should indicate your phone number so that a bank representative can clarify the missing information, as well as notify about the status and readiness of the card. It will take longer than making a standard card.

Visa Classic from Sberbank - Youth debit card has a lot of positive reviews.

How to put money on the Youth card

• when enrolling a scholarship;
• using an ATM with a cash-in function;
• transfers from other Sberbank cardholders;
• transfer from a card of another bank.

Types of Visa Classic cards for youth

• interest rate for using a loan from 23.9 to 27.9% per year;
• penalty for late repayment of the obligatory payment amount 36% per year.

• submitting an application to the Sberbank office;
• provision of a passport and documents confirming income;
• waiting for approval - within 2 days;
• receiving the card.

Possibilities of the Visa Classic Youth Debit Card from Sberbank: money transfer, phone replenishment, payment for purchases. In addition, access to Internet Banking and Mobile Banking is opened, and it becomes possible to accumulate “Thank you” points.

The use of special cards, including Visa Classic from Sberbank - Youth Debit Card - gives special privileges and bonuses in the maximum amount.