Sberbank insurance where is located. Reviews of the insurance company "Sberbank Life Insurance. Instructions for obtaining insurance of any kind at a Sberbank branch

Many people strive to choose a reliable insurance company, so their gaze often falls on services from a partner of the most reliable bank in the country. We will analyze what is special about the Sberbank Insurance personal account, how to register in it, enter it, and what data you can get there.

This is perhaps the first thing to know, because the whole process begins with registration. In order to pass it, you need to fill out a simple form on the website. Data to be entered:

1. Full name of the policyholder.
2. Date of birth in dd.mm.yyyy format.
3. Next, indicate what kind of insurance is being issued, in this form the section is called - choose a product.
4. After that, fill in the contract number in a special field. Moreover, you need to enter using the Russian keyboard layout.
5. Telephone number.
6. E-mail address. It is necessary to indicate a valid address, since it is to this address that all letters will be received, as well as policies that are ordered online.
7. Login and password.

It remains only to click "register".

Login and important data

Logging into Sberbank Insurance will not be difficult - you need to enter the login and password you came up with during registration. If you have forgotten the details, you can use the recovery form, the login password will be sent to the email address specified during registration.

In LC, you can use the following important and convenient options:

• Get policy details.
• Make payments and any other operations under contracts.

Important! It is possible to use your personal account only if there is an agreement with IC Sberbank Life Insurance LLC.

Output

A personal account is a convenient tool, since each client has the ability to track all the data on their contracts, especially those who have issued not one, but several policies, need it. It's difficult to keep everything in mind, and your personal account will help you update your policy on time.

Sberbank is rightfully the leader among other credit institutions. And this is determined not only by the prevailing number of clients, but also by the huge selection of banking products. Some of them have been spun off into separate companies owned by Sberbank. For example, Sberbank offers life insurance to all its customers and not only.

On the official website of Sberbank, life insurance is possible by going to a special section. Clients of Sberbank connected to their personal account online can become members of the program.

It is as easy to get access to the personal account of Sberbank for life insurance as to register a personal account on the Rusfinance website -

Features of registration in the personal account of the insured

On the Sberbank website for life insurance, a personal account is needed to view history and perform a number of other functions.

You can open your personal page after you have signed an insurance contract with a credit institution. By accessing the official website of Sberbank, life insurance is possible after entering your personal account.

This requires a username and password. If a client of Sberbank uses the services of the site for the first time, then he needs to register. This is the second section that is presented on the page. Besides them, there are others here:

• insurance case;
• information.

Personal data will be required to register the policyholder. The service warns that the information must be specified exactly as it was written in the agreement between the client and Sberbank. Next, the date of birth is indicated.

The next step is for the user to select the product for which the contract has been concluded. You need to find it in the proposed list.

At the time of registration, information such as numbers and series of the insurance contract must be indicated. If there are several such contracts, you can specify any. You also need to enter your mobile phone number and email address. The last step is to come up with a username and password. The secret code must be reliable to exclude unauthorized persons from accessing the Sberbank website. To avoid an error, the service prompts you to enter the password characters again.

How do I recover my password?

If the password has been forgotten, then the service offers certain actions to recover it. To do this, you need to turn to the Sberbank personal account login page again. Here you will need to click on the password recovery link.

After that, the life insurance service will offer to choose the password recovery option:

• via email;
• via a mobile phone.

Both the one and the other must coincide with what the user indicated in the contract during registration. They will receive a new password. The first time you log in, you can replace it with another one.

Life insurance programs from Sberbank

Sberbank for life insurance offers users a wide range of programs. On the official website, you should carefully study their terms and conditions, and then select in your personal account. For example, there is the “Head of the Family” program. Within its framework, relatives and friends receive assistance in case of adverse incidents with the breadwinner of the family.

The client receives the policy within a few minutes after filling out the required form in his personal account. The document comes to the email address. Its main advantage is the fact that it operates in any country.

The page tells about the financial component of the program. We are talking about the amount of insurance coverage and its cost for a year. And also the options for insurance coverage, the cost of the policy are indicated. It also defines the risks from which the policy protects and its validity period.

Sberbank under the life insurance program in your personal account offers different types of policies. Among the most popular:

• protection of loved ones online;
• secure online borrower;
• travel insurance online.

In addition, the list also includes insurance against accidents and illnesses. As well as popular investment and endowment life insurance.

Endowment and investment insurance - how to get it?

In your Sberbank personal account, you can also apply for accumulative and investment insurance.

The accumulative life insurance program allows you to accumulate the required amount by a specific period, as well as in the event of adverse health and life situations, to obtain insurance. Clients of two banking products can become participants of this program - Sberbank Premier and Sberbank First. Thanks to the program, each of its participants has the following opportunities:

• save up for specific purposes for the child, for example, for education, the first purchase, mortgage payment;
• save funds by using the tax and legal privileges of the program.

In the latter case, we are talking about the fact that the tax base for personal income tax can be reduced by the refinancing rate of the Central Bank. The insurance payout is not subject to personal income tax. These funds cannot be confiscated, collected, and in case of divorce, they are not divided between the spouses, like joint property.

And one more thing - the amount of insurance is inherited by the person who is indicated as the beneficiary. You do not need to wait six months to enter the inheritance, a period of 30 days is determined for this. The investment program of accumulation offers similar conditions. In this case, funds can be invested in different promotions. The choice is always up to the user. These can be shares of companies of the RTS index, Sberbank, the first link of the US economy. In addition, you can invest in real estate, gold.

How to use the cabinet?

Online you can report the occurrence of an insured event.

You can also check the status of the application by entering your mail and application number in the fields.

In the personal account of Sberbank, you can carry out all operations under the programs in which the user participates. To do this, you need to refer to the life insurance program and the section that interests the user. Next, a service option is selected. If necessary, you can make the next payment. It is set by the client in the contract and can be one-time, annual, semi-annually or quarterly.

In this case, protection is carried out in full immediately after the first installment is made. The target amount of savings is formed from payment to payment. Also in the personal account, options for situations where it is possible to obtain insurance coverage are indicated. It is paid in the agreed amount and does not in any way affect the amount of savings.

After the contract has expired, the company pays out in full. And if investment income was accrued for this period, then it is added to the main insurance amount. Payments are made only to the person who is indicated as the recipient of the insurance benefit. In your personal account, you can resolve all issues without leaving your home.

One of the most profitable cash investments is considered to be the use of the insurance service from Sberbank. This financial instrument allows you to provide yourself and your property with protection from the bank, which, in the event of unforeseen situations, will issue a pre-agreed amount of compensation to the victim. Both investment life insurance and the traditional option with a fixed amount of disbursements are available.

The Sberbank insurance system provides protection for almost any occasion in life. Anyone can use the service, it is enough to conclude an agreement and gain access to a separate office on a specially designated site.

All data on the conditions for providing insurance to individuals and their property are located on the official page of the system. A website visitor can independently familiarize himself with the list of services and the rules for their use using the detailed instructions, as well as thanks to the round-the-clock support of online consultants. Potential clients of the Sberbank insurance system have access to a simple registration, after which they will have access to their personal account.

Features and benefits of the insurance system

Insurance products

To use the services provided by the insurance company to its clients, a minimum investment of finance from the user of the system will be required. Small monthly contributions will not harm the family budget, but thanks to them, any unforeseen situation in life will be resolved much easier. Using the Sberbank insurance system, an individual after the expiration of the contract will receive 100% compensation for all funds spent on paying regular contributions.

During registration, the client will be offered one of the existing programs, consisting of the following parameters:

Regardless of whether an insured event occurs or not, the client of the service will receive compensation with a minimum amount equal to 100% of the amount invested. Thanks to the round-the-clock work of the personal account, the user will be able to issue a policy at any time, as well as view the current information on the personal account. In addition to the main functions of Sberbank Insurance, the site offers additional services, such as online consultation with a specialist and the provision of data on current offers via e-mail.

Registration and service capabilities

To gain access to your personal account, you will need to go through a simple registration procedure on the official website of the company. To do this, you will need an e-mail address, a mobile phone and a passport of a citizen of the Russian Federation.

registration

The entire registration process is maximally simplified and intuitive, thanks to which even a person who has no computer operating experience can gain access to the system.

After entering the data, an activation code will be sent to the mail

Activation code

When working with the services of Sberbank Insurance for the first time, the user will be offered the following choice:

• choice of persons who will be covered by the policy. Three options are offered - spouses, children and parents. Depending on the choice made, access to the types of insurance coverage may change;
• the policy program, which indicates unforeseen events that are the basis for the payment of compensation. In the Sberbank insurance system, you can choose both a whole group of situations and their individual elements;
• there is a choice of the amount that will be paid in case of physical damage or financial damage, as agreed by the agreement between the parties. The size of the monthly installment will depend on this parameter.

Personal Area

By choosing the suitable conditions provided in the services of Sberbank, the client of the company will receive a reliable partner who will help reduce the negative consequences in the event of unforeseen circumstances that threaten the physical or financial condition of a person.

02/19/2018 between me and the Bank signed a loan agreement (purchase of finished housing) in the amount of 1,800,000 rubles, with an interest rate of 9.4% per annum, for a period of 84
months. At the same time, a life insurance contract was concluded on January 30, 2020 from number 900 I received a message with the following content:
borrower "from the MIR card for 25827.81 rubles. will be executed on 01/01/2020. Commission 0.00 rub. To cancel, send the code to number 900. I did not connect this auto payment service, I did not send a message to number 900.
payment: auto payment "Protected borrower". The funds were withdrawn from my card without my consent, with the amount of money withdrawn
funds under the insurance contract, I do not agree. As of 01.02.2020, the balance of debt under the loan agreement from
02/19/2018 amounted to 655649.80 rubles. Thus, the amount of the insurance premium for
life insurance contract should be no more than 12,000 rubles. The bank unjustifiably wrote off the funds under the life insurance contract in double
in the amount that contradicts the terms of the agreement.
situations. I wrote an application for early termination of the insurance contract.
The funds should have been paid to me within ten days. 02.19.2020 I turned to the Bank with a question when they would pay me the funds under the agreement
life insurance in connection with its termination. The bank employee could not answer
to my question and said to call IC Sberbank Life Insurance LLC. 02/19/2020 and 02/22/2020 I called IC Sberbank Life Insurance LLC in order to
find out when to wait for the transfer of funds. Employee of IC Sberbank LLC
life insurance "I was told that the application for early termination of the contract
they received insurance on 02/03/2020, but in order to transfer money
funds are required additional documents that the Bank has not submitted.
The insurance company applied to the Bank with a request to provide the missing
documents, but the Bank still has not responded. 02/25/2020 I wrote a claim to the Bank (No. 200225-0846-405600) with a request to understand
the current situation and return to me the unjustifiably written off funds.
Until now, the Bank has not given a response to the claim. I have repeatedly called the Bank and IC Sberbank Life Insurance LLC to find out when there will be a response to my claim and when to wait
transfer of funds, but still have not received a clear and
a motivated answer. That is, the operators politely inform me that the status
urgency is indicated and the appeal is in work, but each time the term for consideration
claim is extended. It was last extended until 04/06/2020. Also on 03/15/2020 left a claim on the official website of IC Sberbank LLC
life insurance "directly to the management. So far, the answer to
I have not received a claim. At the moment I do not have a valid insurance policy, thus the Bank
notified me of an increase in interest rates in accordance with the terms
loan agreement dated 02.19.2018. However, due to the termination of the life insurance contract, the funds were not returned to me. Almost two months have passed since the termination of the insurance contract. What is the reason for not paying me money ??? It is necessary to change the insurance company and urgently contact the Federal Service for Supervision of Consumer Rights Protection and Human Wellbeing and
court for the protection of violated rights.

Life and health of an individual in the event of an accident, illness, disability or death. The beneficiary can be either the Bank or another person designated by the insured.

Insured events

• Death of the insured person (borrower) as a result of an accident or illness
• Loss of capacity for work by the insured person (borrower) and the establishment of a disability group I or II as a result of an accident or illness
• Temporary disability

New services

• Remote medical consultation
• Secondary distance medical opinion

Tariff for connecting to the insurance program

Voluntary life and health insurance of the borrower - 2.4% per year

Voluntary insurance of life, health and in connection with involuntary loss of work - 3.6% per year

Voluntary life insurance and in case of diagnosis of a critical illness - 3.6%.

Voluntary life and health insurance of an individual with a choice of parameters - 2.6% per year

The program is carried out in partnership with IC Sberbank Life Insurance LLC (Central Bank SZh license No. 3692 dated 04.07.2016, SL No. 3692 dated 04.07.2016. Address: 121170, Moscow, Poklonnaya st., 3, building 1).

The client has the right to purchase protection from any insurance company.