What you need to start your own business. What business is profitable to open now - we calculate the possible options

If there is 0 in your pocket, then it is unlikely that you will be able to embody at least one. Start-up capital is often a necessity, but do not despair, because you can limit yourself to a small amount. Optimal options:

1. Bank loan... Banks offer special conditions for entrepreneurs. It is worth giving preference to programs with a fixed interest rate in the Russian currency.

2. Borrow money... If you have friends or family who are willing to help you get started, you're in luck. Plus in the absence of interest, minus: you still have to give money.

3. Search for an investor... There are many resources on the Internet that will help you find a good partner: investorov.net, www.investclub.ru, investgo24.com, start2up.ru. It is enough to register and add a project. If it is promising, the responses will be found. Disadvantage: you will have to share the profit with a partner or agree to other conditions.

4. Government subsidy... To get it, you need to be unemployed, prepare a package of documents (google) for the employment center, etc. It is possible to receive a subsidy, but rather long and dreary.

How to find "your" business?

Money is not the main thing. Perhaps someone will be skeptical about this statement, but real life shows that if you find an idea that burns, then your business is doomed to success. So how do you find your dream business?

There are many options, but when you find yours, you will immediately understand. Start with a hobby. Do you have an activity that makes you forget about time? Most likely, it is it that can become the basis for your business.

Consider an example of a simple hobby, reading classical literature. It would seem that it is impossible to translate reading books into a real source of income. But if you are well versed in the work of Chekhov or Jack London, why not write essays or essays to order? You can create your own blog dedicated to literature, attach a forum to it. There is nothing difficult about this, especially if you enjoy what you write.

Look for a business idea everywhere. The internet is full of information and options. Listen to your business acquaintances. The idea may even come to mind on the street, when you accidentally see an advertising billboard and realize that you want to sell what is shown on it. Or make and rent these same billboards.

For men, the following options are suitable:

• car repair to order;
• programming remotely or at home;
• installation of air conditioners, appliances, plastic windows;
• welding of building structures (steps, fences).

Entertainment

Various quests are gaining popularity now. They can be carried out both on fresh air and indoors. You just need to come up with a program and spend a little money on the necessary devices.

City tours can be organized. Some even go abroad, meet visiting tourists and introduce them to the sights.

1. To avoid disappointment, don't expect too much. Just go ahead and develop your project.
2. Start small. You do not need to take many orders (if these are services) and invest a lot. Expand your boundaries gradually.
3. If you have little experience, get it in companies, getting a job as a manager or even a secretary. By seeing how the business works from the inside, you can avoid mistakes in your business.
4. If possible, do not quit permanent job... When there are obvious prospects, you can always leave and devote yourself 100% to your business.

As you can see,. Analyze, choose a niche, write a business plan, develop! if you have favourite hobby, organizational skills and creative thinking, then success is guaranteed. We wish you good luck and inspiration!

Imagine the situation: it's 2018 in the yard, you are looking at a payroll, and ideas for improving your own well-being are swarming in your head. And this is not the first time that the idea appears to start your business from scratch, without any investment. Sound familiar? Then check out the tips and short instructions how to open your own business if there is no money.

Is there a business without investment?

Today it is easy to find information on how to start a business from scratch without start-up capital, but numerous examples of commercial success rarely show the whole truth about the first steps of entrepreneurs. Actually, successful business absolutely without investment does not happen. For success, you still need to invest something: money, time, knowledge, labor ...

When we talk about a business from scratch, we usually mean starting a business without start-up capital... Undoubtedly, you can start the path to commercial success with minimal financial costs. But in any case, from start to takeoff, a business will require significant investments, although not always material ones.

First steps to success

Success requires a clear plan of action and effort to implement it. Therefore, you need to start your business not from scratch, and not even from an action plan, but from careful consideration of a still hypothetical business.

First, make two lists:

1. List of your strengths that could be used in business, that is, your knowledge, skills, experience, abilities.
2. A list of ideas for starting your own business, in which you could apply the opportunities from the first list.

• Your abilities. How well do you have the skills and knowledge that will be required for the business? For example, you know how to cut and could make money with it, but complex hairstyles are not yet given to you and you need a little.
• Expected competition. Rate it from the point of view of ease of entering the business: 10 points - no competitors, 0 points - almost no chance, the market is already saturated with such offers.
• Potential demand. How much such services or goods are in demand, will it be easy to find customers?
• How much do you like this line of business? Would you do this kind of work even if no one paid for it?

If the total of points is less than 25 or some question did not score 3 points, then it is better to leave this business idea and move on to another. If the score is good, then we proceed to further testing the idea. Answer yes or no to the following questions:

• Do you have any competitive advantage?
• Who could be your potential client?
• Are you sure that the chosen business will be in demand in the future?
• Can you imagine where and how you will advertise your activities, look for new clients?
• Do you have available the premises, equipment, tools necessary for work (or the ability to purchase, rent them)?
• Do you have enough resources to do this business: free time, physical health, the necessary working capital?
• Can you start this business without attracting debt finance?

If you answered yes to all these questions, then the chosen business idea has a chance to become successful. However, think about what might prevent you from doing your chosen business? Consider possible situations: changing jobs, moving to another area, having children, etc. Also evaluate the negative character traits: it is better to immediately take into account everything on which the success or failure of the enterprise may depend.

Also, be clear about the amount of loss you can tolerate if you fail. Even if you created a business from scratch, without start-up capital, this does not mean that there are no further investments. We are not talking about wasted time or wasted effort - after all, this is an important experience. Determine for yourself the amount of financial losses that will not knock you out of your life if the business goes out of business. It is better to immediately think about maintaining accounting records, which in some tax regimes can be time-consuming. Here it is important to decide whether you will keep all accounting documents or contact a specialized one. Before you make your final decision, carefully review your bookkeeping services.

We draw up a business plan

When starting a business, it is important to draw up a business plan. Without the necessary knowledge, this is difficult, but it is important to make at least a sketch of the plan: this way you will better assess the prospects of the project. For this you need:

• Clearly outline the essence of your business, describe services, products, goods;
• Designate target audience
• Define a list of things and a list of things to do to start your business from scratch and develop it;
• Calculate initial costs;
• Estimate the volume of circulating Money to support business (materials, rent, advertising, taxes, etc.);
• Determine the desired profit and the amount of work required to achieve it;
• Think over a strategy for advertising your business;

Perhaps the calculations made at this stage will show the inexpediency of the chosen business idea. But do not despair, because it is easy to make mistakes when drawing up a business plan. The specialist invited to help will point you to the mistakes you have made and advise you on how to make your business profitable, if possible.

Five tips on how to start a business from scratch without start-up capital

Now, here are some helpful tips.

1. Do not plan large-scale projects

Your store, restaurant or an operational printing salon require a rather large start-up capital and constant investments. How to open such a business if there is no money? Just don't consider similar options... You can do translation, tutoring, dropshipping or website development with almost no money.

2. Don't borrow money

Many people think that starting a business with money is easier, although this is not the case. An important rule: how more attachment, the more amount you lose if you fail. Borrowing money or taking out a loan to start a business with no experience is a bad idea. Success can be achieved without initial investment, but the risks are incomparably lower.

3. Use the circle of your family and friends

4. Consider guarantees

What will you do if the customer is dissatisfied? Think about these situations in advance and decide what you can offer in return to keep your target audience.

5. Leave time for yourself

Whatever business you decide to start from scratch, at first you will devote all your time and energy to it. However, do not forget that the person needs rest. Accumulated fatigue, lack of sleep, worries will reduce both work efficiency and satisfaction with the result, and over time may even lead to the fact that you abandon what you started. Therefore, find time for good rest and success in your business!

Three months of accounting, personnel records and legal support for FREE. Hurry up, the offer is limited.

With a private business, a stable and constant income, the absence of bosses and complete freedom of action - all this is very tempting and many people strive for this. To understand how to start your business from scratch, where to start, you need to get down to business wisely. Success own business depends on many factors. In addition, to start from scratch, you need to take into account a large number of nuances and details.

The first thing to decide on is the field of activity and the type of your occupation. It is best to choose something that you are good at, and not aim at something that you are not familiar with.

The second thing that matters is the amount of the initial budget. Will you start with something easy, or will you immediately invest in some large-scale and more promising business?

The third is organizational issues. Here you need to decide how many employees you will need, what your production plan will be and develop a marketing campaign to attract customers.

It all depends only on you.

First of all, to start your own business, it is best or LLC. You will need this in order for your business to be legal and in order to pay taxes and contributions correctly. This is especially important in 2019 as well as in subsequent years. Registration is carried out with the tax authorities, where you can also be given detailed advice about your rights and obligations as an entrepreneur.

Second important step Is a business plan. This is, at its core, an instruction manual for your business. Having in your hands a competently drawn up business plan with all the calculations, you will not only have a clear idea of ​​what and when you need to do, in which direction to make investments, which employees to hire and how to organize production, but you will also be able, if necessary, to get a loan, a loan and a grant for business.

In the course of drawing up a business plan and examining its nuances, you can simultaneously search for sources of initial funds, sponsors, select suitable equipment, real estate for rent and others necessary actions to prepare for the start.

What kind of business can you start from scratch?

After you have decided on the start, you must clearly understand for yourself what field of activity you will plunge into. Today there are many areas for your small business that can give you the opportunity to start without investment. If you start with the service sector, then you can not only save on start-up capital, but also really make good money.

If you are good at sewing, crocheting or using knitting needles, making beautiful cakes, having the skills of a hairdresser or massage therapist, getting along well with children or writing beautiful and literate texts, then you can make all this your source of constant income.

You can also choose mediation as your direction. In such an area, sales skills are very important. You can purchase items at prices from a wholesaler and sell them at a higher cost. Such an implementation can bring you considerable profit. In addition, you can search for real estate buyers for clients, as well as become any other intermediary agent in any area of ​​interest to you.

If you can brag high level knowledge in a certain area, as well as the skills of writing qualification papers, you can start helping students and graduate students, thus providing income for yourself. Tutoring, writing thesis and coursework, as well as Ph.D. theses or assistance in this area is in great demand.

If you have experience in building partnerships, then you can provide services in this area, consulting, organizing courses, education and training, helping to develop these skills to others.

In general, choose what you know and can do. The most important thing is to competently build an action plan, draw up a business plan in the direction you have chosen and begin to gradually implement each point, approaching everything individually.

Idea # 1: Tobacco Business

Sadly, many people smoke cigarettes today. On average, one smoker smokes one pack of cigarettes per day, which again costs about 120 rubles on average. Just think how much money you can make in a day if you open a kiosk with tobacco products in an area where there are several big houses there are no cigarette sales points nearby.

If your retail outlet will cover about two hundred apartments, in each of which at least one person smokes and purchases cigarettes exactly at your kiosk, then the daily income of your business can be 24 thousand rubles on average, and profit with a 30% markup - 8 thousand rubles a day and 240 thousand rubles a month.

To implement this idea, you only need to organize a small point of sale, a small tent, where you will need to put racks and cash machine... The sign will attract customers, and no more advertising is needed. The main thing is to do everything according to the law and not sell tobacco to people under the age of 18, otherwise your shop will be quickly closed. So if you are not a principled advocate healthy way life, then go for it.

Idea # 2: Tea business

It seems, what could be interesting in the trade of tea products? But tea is a whole art. there are people who just come to the supermarket, take a pack of the most ordinary tea and drink it without thinking about anything, and there are also connoisseurs of good and high-quality tea, the art of brewing it and tea ceremonies.

Based on a simple business plan for a tea shop, you can rent a small corner in mall where you will offer customers a huge range of tea products from different countries. Renting a little large area you can put a couple of tables and organize tea drinking for lovers of Chinese, Ceylon, red, black, white, green drinks.

You will be surprised how many customers will not be able to walk past your kiosk without purchasing a package with hieroglyphs designed specifically for his zodiac sign, or without grabbing a couple of tea flowers that will bloom in boiling water right in their teapot. Especially often tea is bought as a gift for some holiday, as well as just for themselves by those who love a really high-quality drink.

Idea number 3: Production of vulture panels

The field of construction from vulture panels is very firmly established on modern market... Lightweight and at the same time aesthetic appearance designs are becoming more and more in demand every day. Small structures, tents, buildings, as well as large warehouses, hangars and even houses are erected from vulture panels.

If you decide to engage in the production of such panels, then you will need to make a detailed step by step plan... In addition, you need to understand in detail the device and design of the vulture panels in order to produce a really high-quality product.

Another important step will be the purchase of modern and good equipment for the production of products, as well as the hiring of highly qualified personnel. If you approach everything with experience and quality, then your products will be purchased construction firms focusing on your price range. You can find new customers using advertising, and you can sell the product in your company's online store.

Given the high popularity of sip panels, you can earn a good income in the first months, and if your building materials will receive good feedback, then the profit will only grow.

Idea # 4: Showroom

Quest rooms have become a very popular and demanded form of entertainment among modern youth. When you want something original and have free time, people gather in companies and visit such entertainment places. You can make only one show room, or you can organize a whole complex. It all depends on your imagination and initial budget.

Such small business will generate a good income, requiring almost no monthly costs. You can advertise your business on Avito, on social networks, as well as on your own website on the Internet. High attendance is distinguished by rooms that are decorated like horror movies, wards of a psychiatric hospital, prison cell as well as many others.

You can independently come up with any plot for your show and quest by placing tasks and logic puzzles in the room, taking visitors certain time to solve them.

For those who quickly cope with the task, and for the record holders, special prizes, coupons and promotional cards can be provided. Discounts and bonuses can also be provided to regular visitors.

For an hour of stay in the quest show room, you can charge 600 rubles for a group of 1-6 people. If you have at least 15 clients per week, then each room will bring you 9,000 rubles of income per week and 36,000 rubles per month. and if you organize several such rooms, then count yourself. It's a pretty lucrative business.

Idea # 5: Advertising Agency

Advertising is a tool for promoting goods and services among customers. Advertising agency is a very profitable and profitable business because everyone will always want to attract more people who will buy their products, use their services or view their content.

There are many options here, from simple to complex. If a businessman has a good one, then he can organize a fairly large agency for the provision of advertising services, which will also involve the media.

If you disassemble more cheap option, then the most optimal way is to open a company that will advertise sites on the Internet. The Internet is filled every day with new sites that require promotion. There is nothing difficult in attracting visitors to the site and raising it in the search engine index.

The first thing to start with is choosing the path that you will use as a tool in your business. You need to advertise yourself first by placing your website on the Internet, which will already bring clients to you.

There is a lot of competition in the advertising business, so the more popular you are, the more firmly you will stand in this area, offering quality services at the lowest price. The profit here can be high, but only with the maximum investment of time and effort.

Idea # 6: Production of solar panels

Solar panels are special equipment that allows you to generate electricity by concentrating solar energy during the day. It is eco-friendly and more and more affordable these days. More and more people every day want to install panels on their site to generate electricity from the sun.

This type of business can bring high income, but it will also require a large initial investment, as well as a sufficient amount of knowledge in this area.

The most promising way here is to organize such a business together with several partners, sharing responsibilities. The first will deal with the organization of production, the second will ensure the delivery and installation of equipment, and the third, for example, paperwork and advertising.

Since solar panels are still quite expensive, business advertising will require appropriate advertising. The equipment itself must be of very high quality to serve the buyer long years otherwise they just won't want to buy it. Installation and service must also be at their best, so you will have to hire experienced staff. It is natural that the best option will be the manufacture of panels to order, and not the sale of ready-made ones.

Idea number 7: Fish business

Fish is a popular, demanded and beloved product by many. Fish will always be bought, because it is low in calories, but at the same time nutritious. This product is used to prepare delicious dishes in many cuisines of the world.

The first option that can be considered here is the independent organization of fishing and its subsequent wholesale implementation. To do this, you will need everything you need for mass fishing, a boat, nets, tackle and much more. In addition, you will need personnel to help you ensure the required volume of products.

The second way is to resell fish. Here you will need to establish contacts with restaurants, cafes, retail outlets where fish is sold at retail, as well as with wholesale suppliers of products. Here you will be an intermediary who will take the volume of fish that your customers need from suppliers and sell it to points where you will already be preparing or selling it in small quantities.

The most profitable thing is fresh fish. The fresher it is, the more likely it will be bought at a high price and the tastier the dish prepared from it will be. Therefore, your main task is the prompt delivery of products.

Idea number 8: Travel business

Everyone wants to relax at least once a year in some special place, spend a couple of weeks in a comfortable hotel, soak up the beach and swim in a clean sea ​​water... That is why founding a travel agency is a great way to grow your own business.

Everything here is pretty simple and very profitable. An entrepreneur will need to conclude an agreement with a travel company, or better with several different countries to deal with the implementation of vouchers in these directions.

Also, in advance, you need to establish contacts with hotels and hotels in those places where you are going to send clients. In addition, it is necessary to have a quick and clear system for issuing visas for tourists, if necessary, and, possibly, even foreign passports.

The most important thing is to take care of the comfort of your clients during their stay. Everything that you tell them about the tours and the places where they will go must be true. In no case should you disappoint tourists, otherwise they will no longer use your services and prefer your competitors.

Idea number 9: Cargo transportation

Every day people make office and apartment moves. Few people own enough of their own transport for delivery a large number furniture. In addition, it is often quite difficult to transport a separate piece of furniture. It is with the help of people in this kind of transportation that you can start this kind of inexpensive business.

The first step can be the one and only truck, which will start bringing you your first profit. You can offer your services to clients using social networks, business cards in stores, as well as advertisements.

Later, you can expand your business to a large fleet of vehicles with hired drivers, your own website and even a large logistics company... The most important principle in your work should be control over the safety of things transported in transport.

In addition, the speed of your transportation will play an important role and price policy... After all, the client will choose exactly the company that will deliver the goods on time and at the lowest cost.

Idea number 10: Dry cleaning

It is not at all difficult to stain an expensive thing, it is much more difficult to return it to its original state later without damaging the structure of the fabric and material. Dry cleaning is great idea business for those who know by what means and methods it is possible to clean this or that pollution without spoiling the thing itself.

You can start by providing on-site dry-cleaning services for sofas, carpets, as well as giving advice and consultations over the phone.

Later, you can organize a dry cleaning company in a separate room, where customers will bring their things and then pick them up clean and fresh. For correct organization business, you need high-quality advertising services, as well as competent employees who will perform dry cleaning.

It is only necessary to buy means for cleaning things of proven brands, which guarantee the preservation of the structure of the material. After all, if you spoil the client's thing in the process, then you will have to reimburse him for the cost of the product, and this is no longer profit, but losses.

Idea number 11: Confectionery business

In Russia, the confectionery business is a good and lucrative idea... If you know how to make magnificent cakes, pastries, sweets that are original and unique, as well as beautiful, then the road to this business is open for you. Making cakes for the holidays to order is a very demanded service, especially if it is not very high in price with an excellent end result.

Unrolling your confectionery business, you can make a profile on Instagram, where photos of your pastry art will be posted. After completing a number of orders at a low price, you will see that customers work like word of mouth, recommending you to their friends and acquaintances.

After some time, you will be able to set a higher price for your products, because there will be no end of customers, and later you can hire employees and organize a whole workshop for the production of your delicious, original and unique culinary delights.

What to look for Special attention here? Naturally, the first is the originality of the design of the product and its recipe. If your recipes are copyrighted, like the design, then customers will more often place orders from you, rather than from those who simply repeat other people's ideas.

Idea number 12: Solarium

The beauty and body service business is always a win-win. Opening your own solarium is a female business for a business woman. The most important thing is to locate your solarium where there are no other similar points with such services in the vicinity.

With a small budget, you can start with one solarium, simultaneously expanding your business by purchasing new equipment. Later, you can deploy a whole beauty salon, where, in addition to tanning, girls will be able to receive a wide range of various beauty services.

Even one solarium can already bring its owner considerable profit at minimal cost. For example, one minute in a solarium will cost you about 10 rubles. Thus, even with a small promotion, one device will bring you on average about 2,000 rubles of income per day, if you place the outlet correctly.

Idea # 13: Chocolate business

Chocolate is a favorite delicacy of many. In addition, other products can be made from chocolate. With the addition of it, they make drinks, sweets, cakes, as well cosmetical tools... In such a business, there are again 2 ways of development. The first is the organization of mass production of large batches of plain chocolate, which will be used by other manufacturers in the future.

The second way, more creative and profitable, is to manufacture and sell confectionery from chocolate, made by hand according to the original and very delicious recipe... This is how the first Kinder chocolate bar was once made, whose brand to this day is the personification of the most delicious and healthy chocolate for children in the world.

You can make chocolate products right at home, making sweets from it, as well as whole figurines that people will order from you for the holidays, as a gift or just for yourself and your children.

Thus, we have sorted out in this article how to start your business from scratch with where to start. If you want to organize a good and profitable business, then, of course, you need to understand in more detail the question that you choose to implement in life.

Choosing a field of activity for yourself, making detailed business the plan, having understood the details and finding capital, it will be possible to get to work.

There are a lot of options for implementation today, we have just presented to your attention some of them, but in fact there are many more. In choosing, you should start from what you love and know how, so that your business is not just another routine, but a favorite, and most importantly - a profitable occupation.

After all, the more knowledge you have in your chosen field, the more quality goods and services you can provide to your future customers.

In general, everything is in your hands, choose the direction and go ahead. If there is a goal, then there will be both means and opportunities!

A person who took the risk of starting his business from scratch conflicting feelings. On the one hand, he seems to be a madman who risked taking this serious step in our difficult times. On the other hand, his act and decisiveness inspire respect and envy. Today, you can find a huge amount of information on how to open your own business, which will enable a businessman to prosper and develop, have financial independence and public recognition.

In general, an increasing number of people are changing their "sovereign service" to do their own thing, that is, they open private business... Its advantages are obvious:

• a person gets the opportunity to do what he loves;
• work without a boss;
• there is no threat of layoff or dismissal;
• Financial independence.

To start a business does not remain a dream, but become a reality, you need to know a few rules.

Business idea

Any business starts with an idea. Before starting your own business, you should think carefully about what you would like to do and what knowledge and experience you have.

Experienced entrepreneurs say that in order to formulate a business idea, you need to take a piece of paper and write down the ten options that come to mind. This is called brainstorming. Then you need to evaluate each option, describing its "pros" and "cons".

Niche selection and market analysis

It is important to correctly choose a niche and analyze the market. At the stage of development, it is not recommended to choose goods or services unknown to people, but it is necessary to be ready to face high competition. Therefore, a thorough analysis of the market will help with the selection of a profitable niche.

Drawing up a business plan

Drawing up a business plan is one of the most important components. It will help you to really assess your capabilities, outline an intermediate and final result.

The business plan consists of the following points:

Table. The main points of the business plan

Registration with state authorities

After deciding on the type of activity and drawing up a business plan, you must register as an individual entrepreneur or LLC. By registering in one of these areas, we decide the issue of legality by doing our own thing.

Note! Illegal conduct of your own business entails criminal liability.

The next step is registration with the Pension Fund, MHIF, FSS, Rosstat. Here you need to collect a standard package of documents:

• original / photocopy of the passport;
• original / photocopy of TIN;
• a document confirming the presence of registration with the tax authority with an extract of the selected OKVED;
• paid receipt of state duty;
• a statement on the selected taxation system.

Registration procedure for all required documents you can go by yourself. But some novice businessmen prefer to contact special firms dealing with these issues.

Choosing a business location

If the opening of a business is planned on the Internet, then the site will take over the role of a virtual office. To do this, you need to create it. This can be done both independently and by contacting specialists. You will also need to purchase a domain and hosting.

If your own business is planned offline, then you will need to study all the specifics of opening it. So, a business in the service sector involves work from home and communication with clients on mobile phone... Here you will need to rent an office. If this is a trade, the premises should be chosen in a shopping center or near it. For own production it is best to choose an industrial area within the city. The office should be in the same place. This will allow you to constantly monitor the progress of work.

Necessary equipment

After a novice entrepreneur has decided on a place, it is necessary to purchase the equipment necessary for running a business. Here minimum costs are determined by the chosen service sector.

• To open a retail outlet, you need to buy showcases, refrigerators, scales and other necessary equipment. Some start-up entrepreneurs buy used equipment in order to save money. This is an extremely unreasonable decision, since the quality and long-term service of such equipment cannot be sure.
• For your own production you need to purchase a whole line of equipment.
• Organizing your business on the Internet, in this regard, is somewhat easier. It does not require special premises and equipment. But if we are talking about opening an online store, then in the future it will be necessary to rent a warehouse to store goods. Suppliers of goods can be found on the Internet.

Advertising and promotion

It's the same with online business. Internal and external website optimization is necessary for the development and maintenance of your own business.

Recommendation! Promotion also plays an important role. For a client to become a regular and tell his friends and family about you, you need to give him more than he expected. For example, when buying a product, you can give a gift or a small discount.

Total costs and total profit

Cost is the amount of money spent by a person to organize his own business. They are subdivided into one-off and monthly.

Table. One-time and monthly expenses

When calculating the maximum amount of one-time costs, we get 183,000 rubles. This is the minimum that is required to open a business "on the ground".

If you start an online business, then, according to experts, you can keep within 100,000 rubles, since the cost of purchasing equipment is excluded.

Monthly costs will range from 29,000 to 200,000 rubles, depending on the type of business, the number of employees and the area of ​​the rented premises.

Also, on a quarterly basis, you will need to submit a report to tax office, pay taxes and contributions to the Pension Fund.

A classic business pays off in about a year and a half with a well-organized advertising campaign. An online business pays off much faster, since the costs of opening and maintaining it are much lower.

How to start your own business? You can engage in the provision of a certain category of services. You can work here both independently and in tandem. A good choice- resale of services (intermediary activity).

For example, you have a law degree and plan to provide services in this category. To learn the specifics of a business from the inside, it is worth working for some time in a company engaged in such a business. This will provide an opportunity to understand all the intricacies of the organizational process and, equally important, to build your own client base.

Starting any business requires start-up capital, because even simplest business will require a small advertising campaign. It is impossible to exclude expenses for some organizational issues. The minimum amount that must be "on hand" is one thousand dollars.

To make sure using a vivid example that starting your own business, becoming a successful and independent person is not a dream, but an accessible reality, we recommend watching a short video.

how to start your own business - where to start, what should be done first of all?

This means we will not distract. Here's a simple and understandable step-by-step instruction starting your own business.

“Step 1: Deciding on a Niche”

Business ideas are always on the surface. Often they appear from the desire to do what you really like, even more often from anger at the domestic service or from what you yourself lack: for example, in your city there is no normal kindergarten or a beauty salon for dogs. Another option is to take a popular Western idea and adapt it for Russia: this is how offline quests, cat cafes and much more appeared in our country.

In parallel with this, you need to decide what you can do really well. For example, you enjoy interacting with children or you have worked in the field of organizing parties for a long time. Or maybe you are well versed in luxury shoes and have visited many countries around the world? Connect the simplest mathematics to this: assess supply and demand, think about what competitive advantages you can offer. It could be best quality, speed of work, interesting price, environmental friendliness, etc.

Thus, for your business to be successful, at least three requirements must be met. Once again - not one of them, but all three at once:

• you must like what you are going to do;
• you must be well versed in the chosen field;
• there must be a stable demand for your product or service.

The main reason many great business ideas fail from the start is the lack of start-up capital. Therefore, immediately - hear, right away - eradicate the conviction that you cannot start your own business without start-up investments. It is useless to save for years: by the time you reach the desired amount, any desire to do something may disappear, and the dollar will rise in price again. As long as you have the strength and confidence, you better ask for a loan from friends, try to get a government grant, learn more about how to attract investors, or post your idea on Kickstarter. And most importantly, do not be afraid to be a small business: even if you do not have an office yet and you are not flying in business class, everything will come with time.

"Step 2: draw a business plan"

Experts say that a competent business plan, which is based on real numbers and calculations, is an important assistant in business. Market research results, cost-benefit analysis will allow you to look at your idea from the outside and assess your prospects more pragmatically.

Business ideas need to be correlated with reality. For a business to be successful, it must solve a problem and satisfy a need. Try to answer the following questions:

• is there a need for your business? How will it fit into the market?
• who is your target audience? What is your product positioning?
• who are your main competitors? How are you different from them?

Another good reason for drawing up a business plan is that it makes it much easier to attract worthwhile investments. Whether you want to get a government subsidy or a fund grant, get help from a venture capital fund, or take advantage of business lending, having a well-thought-out business plan significantly increases your chances of success and demonstrates the seriousness of your intentions.

Brief structure of the business plan: introduction aka resume, goals and objectives, description of the company, finance, marketing, production, organizational plan, personnel development. A business plan should be simple, straightforward and result-oriented. You can prepare it yourself, but you need to understand that writing serious work requires a lot of knowledge and market research. Download ready-made business plans from the Internet - the first step to rubber woman, therefore, it is much better to seek the help of specialists.

"Step 3: determine the legal entity"

Officially, a business starts from the moment it state registration... Actually, small business has two possible development options: individual entrepreneurs ( Individual entrepreneur) or LLC (Limited Liability Company).

IP advantages:

1. simplicity and efficiency of opening;
2. lack of authorized capital;
3. minimum accounting requirements;
4. simplified reporting and minimum taxes.

Disadvantages of IP:

1. the need to answer in court with your personal property - a car, an apartment, a bank account;
2. the need to pay 35 thousand rubles to the Pension Fund and the Social Insurance Fund, regardless of the amount of profit - even if you have not earned anything;
3. an individual entrepreneur does not have a corporate name - usually the individual entrepreneur and the brand are not connected in any way;
4. a business is almost impossible to sell, divide or inherit.

LLC advantages:

1. if you are sued, you will only be liable with the property of the company and the authorized capital, which is from 10 thousand rubles;
2. you can pay to the Pension Fund only for yourself or if you have employees - if the company is not operating, you do not need to pay anything;
3. the company can be sold at any time;
4. the company can be given any name.

Disadvantages of LLC:

1. the need for authorized capital;
2. more complex accounting;
3. more reporting;
4. higher fines and duties in comparison with the same individual entrepreneur.

Please note that companies engaged in certain types of activities cannot work under an individual entrepreneur by definition. Among them are the sale of alcohol, private security activities, the military industry, etc.

"Step 4: Determining the Tax Scheme"

Another important step towards starting your own business is choosing a tax system. Actually, it can be of two types - ordinary and simplified.

The usual tax system is an endless and dreary workflow. Such a scheme is the least convenient and beneficial for entrepreneurs, therefore, until your annual revenue exceeds 60 million rubles, you can safely choose a simplified system.

The simplified taxation system (STS) is a special tax regime that greatly simplifies the tax burden and tax and accounting for small and medium-sized businesses. If you have a low cost or almost none (an intellectual product), then most often 6% of income is similar. If you are selling items that you previously bought in bulk, 15% of the difference between income and expenses is best.

The unified imputed income tax (UTII) is interesting in that it is not tied to real income, that is, it is calculated not from the actually received, but from the estimated imputed income, which takes into account only physical indicators of activity (area trading floor, number of employees, etc.). The tax rate is 15% and is exempt from income tax, property tax and VAT. Relevant for areas such as retail, catering, repairs, household and veterinary services, etc.

Also, for enterprises in some areas of activity, there are special tax regimes. For example, for farms it is a unified agricultural tax. And some small business companies are doubly lucky: since 2015, tax holidays have been in effect for them, which will allow them to be exempted from paying taxes for 1-3 years.

"Step 5: register a company and open a bank account"

To make life easier for yourself, all the necessary applications and documents can be prepared on special sites, for example, nalog.ru, where you can also find out the address of the nearest tax office and fill out a receipt for payment of the state duty.

So, step-by-step instructions for registering a company:

1. download the program for preparing documents;
2. decide on the OKVED codes and include all that may be useful;
3. fill out an application in a specialized form for an individual entrepreneur or LLC (for personal filing, notarization is not required);
4. fill out an application on a specialized form 26.2-1, which allows you to switch to a simplified taxation system;
5. for LLC - prepare additional documents: 2 originals of the charter of the community, 2 originals of the agreement on the foundation of the company, confirmation of the legal address (letter from the owner or a copy of the certificate of ownership);
6. make a copy of your passport and pay the state fee - 800 rubles for individual entrepreneurs and 4,000 for LLC;
7. submit all applications to the tax office and come back in 5-10 days for ready-made documents;
8. order the seal of an individual entrepreneur or LLC;
9. open an account in your favorite bank and within 7 working days send a notification to the tax authorities, the Pension Fund and the Fund social insurance, so as not to get a fine of 10 thousand rubles from the very beginning.

We remind you that in order to carry out some types of activities, you also need to go through the licensing or certification procedure. This applies, for example, to the activities of credit institutions, the turnover of alcoholic beverages, the sale of drugs, educational institutions, international cargo transportation, etc.

"Step 6: let's get to work!"

It's time to find a suitable space, buy equipment, hire employees and get to work! Also, immediately decide who will deal with paperwork and reporting: no one likes paperwork, but money loves an account, and documents should always be in order. And of course, don't forget about advertising and marketing. But that's a completely different story!